4980 Garnet St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4980 Garnet St, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,868 sqft Living Area
Lot Size3,093 sqft (0.071 acres)
OccupancyOwner Occupied
Last Sale$2,400,000 (2024)
Tax Bill$28,594.00 (2025)

Property Details

APN / Parcel Number

Primary APN034-043-16
Alternative APN
  • 034-043-16-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,868 sqft Living Area
Gross Area2,230 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2015
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area3,093 sqft (0.071 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area362 sqft Garage
Deck Area322 sqft Deck
Patio Area322 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address4980 GARNET ST
CityCAPITOLA
StateCA
Zip95010-3832
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCAMP FAIRVIEW
Legal Lot Number92
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1015
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-043-16

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1840 PORTOLA RD, WOODSIDE, CA 94062-1229
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2023Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Jun 17, 2020Deed of Trust, Mortgage · Line of Credit
US FCU
Jun 19, 2020Grant Deed, Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Sep 21, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE
Sep 22, 2017Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2024 · Amount on Record
Deed SaleAug 26, 2024 · Amount on Record
Prior SaleSep 08, 2023 · Amount on Record
Deed Doc Number202416419
Prior Transfer DateSep 15, 2017
Prior Transfer Doc0000031658
Record RefreshedSep 20, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 08, 2023
Property Address4980 GARNET ST, CAPITOLA, CA 95010-3832
Document Number0000016871
Map ReferenceMB 5 PG 25
Instrument DateAug 31, 2023
Instrument2023-0016871
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$3,085.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address665 SOUTH RD, BELMONT, CA 94002-2228

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4980 GARNET ST, CAPITOLA, CA 95010-3832
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4980 GARNET ST, CAPITOLA, CA 95010-3832

Mortgage

Document Number0000024012
DateApr 27, 2021
Instrument2021-0024012
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
AddressBELLEVUE, WA 98006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4980 GARNET ST, CAPITOLA, CA 95010-3832
Document Number0000021795
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedJul 02, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2709 PERIDOT DR RESCUE CA 956729300, RESCUE, CA 95672-9300

Mortgage

Document Number0000021795
DateJun 19, 2020
Instrument21795
Lender
NameUS FCU
TypeCredit Union
AddressANCHORAGE, AK 99519-6613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 18, 2050
Interest
Rate TypeAdjustable Rate

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 19, 2020
Property Address4980 GARNET ST, CAPITOLA, CA 95010-3832
Document Number0000021793
Map ReferenceMB 9 PG 19
Instrument DateMay 04, 2020
Instrument2020-0021793
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4980 GARNET ST, CAPITOLA, CA 95010-3832

Mortgage

Document Number0000021794
DateJun 19, 2020
Instrument2020-0021794
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Mortgage

Document Number0000021795
DateJun 19, 2020
Instrument2020-0021795
Lender
NameALASKA USA FCU
TypeCredit Union
AddressANCHORAGE, AK 99519
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 18, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 21, 2017
Property Address4980 GARNET ST, CAPITOLA, CA 95010-3832
Document Number0000031486
Map ReferenceMAP9 PG19
Instrument DateSep 15, 2017
Instrument2017-0031486
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address4980 GARNET ST, CAPITOLA, CA 95010-3832

Mortgage

Document Number0000031487
DateSep 21, 2017
Instrument2017-0031487
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueOct 01, 2057

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 22, 2017
Property Address4980 GARNET ST, CAPITOLA, CA 95010-3832
Document Number0000031658
Instrument DateSep 15, 2017
Instrument31658
Transaction TypeTransfer
Record UpdatedOct 16, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4980 GARNET ST CAPITOLA CA 950103832, CAPITOLA, CA 95010-3832

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,448,000 (+2%) Land $1,958,400 Building $489,600
2025$28,594.00 (+60.53%) Homeowner's exemption$2,400,000 (+57.09%) Land $1,920,000 Building $480,000
2023$17,812.00 (+1.22%)$1,527,778 Land $1,156,296 Building $371,482$2,449,980
2022$17,597.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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