5010 Garnet St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 5010 Garnet St, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1977
Square Footage1,870 sqft Living Area
Lot Size3,311 sqft (0.076 acres)
OccupancyOwner Occupied
Last Sale$392,500 (1998)
Tax Bill$8,458.00 (2025)

Property Details

APN / Parcel Number

Primary APN034-043-15
Alternative APN
  • 034-043-15-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,870 sqft Living Area
Gross Area2,080 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area3,311 sqft (0.076 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area210 sqft Garage
Deck Area681 sqft Deck
Patio Area681 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address5010 GARNET ST
CityCAPITOLA
StateCA
Zip95010-3834
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 93
Legal SubdivisionCAMP FAIRVIEW
Legal Lot Number93
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1015
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-043-15

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5010 GARNET ST, CAPITOLA, CA 95010-3834
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Feb 01, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 1998 · Amount on Record
Deed SaleJun 12, 1998 · Amount on Record
Deed Doc Number199833124
Last Transfer DateJun 23, 2008
Transfer Doc0000029896
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address5010 GARNET ST, CAPITOLA, CA 95010-3834
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5010 GARNET ST, CAPITOLA, CA 95010-3834

Mortgage

Document Number0000024515
DateApr 29, 2021
Instrument2021-0024515
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address5010 GARNET ST, CAPITOLA, CA 95010-3834
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title Company2070 ER TITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003228
DateFeb 01, 2018
Instrument2018-0003228
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$639,271 (+2%) Land $431,610 Building $207,661
2025$8,458.00 (+10.45%) Homeowner's exemption$626,736 (+4.04%) Land $423,147 Building $203,589
2023$7,658.00 (+1.39%) Homeowner's exemption$602,400 Land $406,716 Building $195,684$1,368,090
2022$7,553.00

Flood & Wildfire

5010 Garnet St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Garnet St

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