508 Main St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 508 Main St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,305 sqft · built 1957
Lot Size	0.131 acres (5,702 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2022)
Tax Bill	$9,767 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00175-01-00005`

Property Details

APN / Parcel Number

Primary APN	`31-00175-01-00005`
Alternative APNs	`3100175000100005` `364300`

Interior

Stories	1 Story
Building Area	1,305 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,702 sqft (0.131 acres)
Lot Dimensions	100 ft deep x 57 ft wide

Location & Zoning

Account Number	364300
Street Address	508 MAIN ST
City	LODI
State	NJ
Zip	07644-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57X100
Legal Subdivision	MANOR GARDENS
Legal Block	175
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1007
Census Tract	30100

Owner

508 Main St is owned and occupied by an individual who bought it in September 2022.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	508 MAIN ST, LODI, NJ 07644-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Deed Document Number	202287093
Deed Book / Page	4794 / 1293
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 1, 2022
Property Address	508 MAIN ST, LODI, NJ 07644-2021
Document Number	0047941293
Book / Page	4794 / 1293
Instrument Date	Aug 5, 2022
Instrument	2022087093
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 BATTLE RIDGE TRL, 48, TOTOWA, NJ 07512-1656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 MAIN ST, LODI, NJ 07644-2021

Mortgage

Document Number	2022087094
Date	Sep 1, 2022
Instrument	2022087094

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 508 Main St was $9,767, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,900 (-) Land $144,800 Building $131,100	$275,900 (-) Land $144,800 Building $131,100
2025	$9,767.00 (+5.61%)	$275,900 Land $144,800 Building $131,100	$275,900 Land $144,800 Building $131,100
2024	$9,248.00
2023		$275,900 Land $144,800 Building $131,100	$275,900 Land $144,800 Building $131,100
2022	$9,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–1999)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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