464 Main St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 464 Main St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 1941
Lot Size	0.115 acres (4,996 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Nov 2024)
Tax Bill	$10,340 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00219-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`31-00219-0000-00005`
Alternative APNs	`310021900005` `405200`

Interior

Stories	1 Story
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	4,996 sqft (0.115 acres)
Lot Dimensions	135 ft deep x 37 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	405200
Street Address	464 MAIN ST
City	LODI
State	NJ
Zip	07644-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR
Legal Description	37X135
Legal Block	219
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1000
Census Tract	30300

Owner

464 Main St is owned by two individuals who bought it in November 2024.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 PATERSON AVE, A, EAST RUTHERFORD, NJ 07073-1314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 21, 2024	Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on File
Deed Sale	Nov 21, 2024 · Amount on File
Prior Sale	Nov 14, 2013 · Amount on File
Deed Document Number	202469708
Deed Book / Page	5369 / 981
Prior Transfer Date	Oct 6, 1998
Prior Transfer Doc	0000190264
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	464 MAIN ST, LODI, NJ 07644-2001
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0044821636
Date	Dec 7, 2021
Book Page	4482/1636
Instrument	2021177704

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	19834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 21, 2024
Property Address	464 MAIN ST, LODI, NJ 07644-2001
Document Number	0053690981
Book / Page	5369 / 981
Instrument Date	Sep 20, 2024
Instrument	2024069708
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	TGI TITLE GUARANTEE INC, TITLE GUARANTEE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,643.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 ALMA DR, WINTERVILLE, NC 28590-8992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 PATERSON AVE # A, A, EAST RUTHERFORD, NJ 07073-1314
Investor	Possibly a Property Investor

Mortgage

Document Number	2024069709
Date	Nov 21, 2024
Instrument	2024069709

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 464 Main St was $10,340, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,100 (-) Land $154,400 Building $137,700	$292,100 (-) Land $154,400 Building $137,700
2025	$10,340.00 (+5.61%)	$292,100 (-) Land $154,400 Building $137,700	$292,100 (-) Land $154,400 Building $137,700
2024	$9,791.00 (+2.32%)	$292,100 (-) Land $154,400 Building $137,700	$292,100 (-) Land $154,400 Building $137,700
2023	$9,569.00 (+0.37%)	$292,100 Land $154,400 Building $137,700	$292,100 Land $154,400 Building $137,700
2022	$9,534.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 464 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	42 (1979–2024)
Claims Outside the SFHA	12 of 42
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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