514 Main St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 514 Main St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 1957
Lot Size	0.131 acres (5,724 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jan 2022)
Tax Bill	$9,824 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00175-01-00004`

Property Details

APN / Parcel Number

Primary APN	`31-00175-01-00004`
Alternative APNs	`3100175000100004` `364200`

Interior

Stories	1 Story
Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,724 sqft (0.131 acres)
Lot Dimensions	106 ft deep x 54 ft wide

Location & Zoning

Account Number	364200
Street Address	514 MAIN ST
City	LODI
State	NJ
Zip	07644-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54X106
Legal Subdivision	MANOR GARDENS
Legal Block	175
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1007
Census Tract	30100

Owner

514 Main St is owned and occupied by an individual who bought it in January 2022.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	514 MAIN ST, LODI, NJ 07644-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Nov 10, 1998 · Amount on File
Deed Document Number	20225717
Deed Book / Page	4534 / 1718
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 13, 2022
Property Address	514 MAIN ST, LODI, NJ 07644-2021
Document Number	0045341718
Book / Page	4534 / 1718
Instrument Date	Dec 10, 2021
Instrument	2022005717
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	NOT AVAILABLE, ATN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 VERMONT ST, 26, MAPLEWOOD, NJ 07040-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 MAIN ST, LODI, NJ 07644-2021

Mortgage

Document Number	2022005718
Date	Jan 13, 2022
Instrument	2022005718

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 514 Main St was $9,824, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,500 (-) Land $144,800 Building $132,700	$277,500 (-) Land $144,800 Building $132,700
2025	$9,824.00 (+5.62%)	$277,500 Land $144,800 Building $132,700	$277,500 Land $144,800 Building $132,700
2024	$9,301.00
2023		$277,500 Land $144,800 Building $132,700	$277,500 Land $144,800 Building $132,700
2022	$9,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–1999)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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