Bergen County and Lodi Borough property record for 490 Main St, Lodi, NJ 07644 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.278 acres (12,101 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $17,275 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00223-0000-00001 |
| Primary APN | 31-00223-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Concrete Block |
| Lot Area | 12,101 sqft (0.278 acres) |
| Lot Dimensions | 121 ft deep x 100 ft wide |
| Account Number | 410900 |
|---|---|
| Street Address | 490 MAIN ST |
| City | LODI |
| State | NJ |
| Zip | 07644-2002 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 100X121 |
| Legal Block | 223 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30100 |
Source: Bergen County and Lodi Borough records · APN 31-00223-0000-00001
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 CALVIN AVE, LODI, NJ 07644-2010 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,000 (-) Land $368,900 Building $119,100 | $488,000 (-) Land $368,900 Building $119,100 | |
| 2025 | $17,275.00 (+5.61%) | $488,000 (-) Land $368,900 Building $119,100 | $488,000 (-) Land $368,900 Building $119,100 |
| 2024 | $16,357.00 (+2.69%) | ||
| 2023 | $488,000 Land $368,900 Building $119,100 | $488,000 Land $368,900 Building $119,100 | |
| 2022 | $15,928.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030301001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1979–1999) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 548 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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