508 E Lincoln St, Elk Point, SD 57025 Property Records

Union County property record for 508 E Lincoln St, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	6 bd · 1,809 sqft · built 2002
Lot Size	0.473 acres (20,613 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,290 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03.08.05.1080`

Property Details

APN / Parcel Number

Primary APN	`03.08.05.1080`

Interior

Bedrooms	6 Beds
Stories	1 Story
Building Area	1,809 sqft Living Area
Basement Area	3,372 sqft
Finished Basement	3,372 sqft
Flooring	Brick
Interior Walls	Brick
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	20,613 sqft (0.473 acres)
Lot Dimensions	134 ft deep x 152 ft wide
Garage Type	Mixed
Garage Area	1,686 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	508 E LINCOLN ST
City	ELK POINT
State	SD
Zip	57025-2465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14A BLK 5 SOUTHVIEW SUBDIV EP CITY
Legal Subdivision	SOUTHVIEW SUBDIV
Legal Block	5
Legal Lot Number	13-14
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	3
Census Block	3026
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1116, ELK POINT, SD 57025-1116
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEBRASKA ENERGY FCU
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit NEBRASKA ENERGY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	508 E LINCOLN ST, ELK POINT, SD 57025-2465
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00174/1045
Date	Dec 26, 2019
Book Page	174/1045
Instrument	195426

Lender

Name	NEBRASKA ENERGY FCU
Type	Credit Union
Address	COLUMBUS, NE 68601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	508 E LINCOLN ST, ELK POINT, SD 57025-2465
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178/903
Date	Aug 20, 2021
Book Page	178/903
Instrument	213867

Lender

Name	NEBRASKA ENERGY FCU
Type	Credit Union
Address	COLUMBUS, NE 68601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,290.00	$437,586 (-) Land $44,810 Building $392,776
2025	$7,290.00 (+7.68%)	$437,586 (+8.89%) Land $44,810 Building $392,776
2024	$6,770.00 (-2.51%)
2023	$6,944.00 (-3.78%)	$401,879 Land $44,810 Building $357,069
2022	$7,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Bluepeak Cable	1,000 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Long Lines Metro.

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