Union County property record for 302 E Lincoln St, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,264 sqft · built 1992 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (May 2017) |
| Tax Bill | $4,428 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03.08.05.1030 |
| Primary APN | 03.08.05.1030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Basement Area | 1,035 sqft |
| Finished Basement | 1,035 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 302 E LINCOLN ST |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 5 SOUTHVIEW SUBDIV EP CITY |
| Legal Subdivision | SOUTHVIEW SUBDIV |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 20200 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 302 E LINCOLN ST, ELK POINT, SD 57025-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY |
| Jul 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY |
| Jul 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY |
| May 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on Record |
| Deed Sale | May 11, 2017 · Amount on Record |
| Deed Document Number | 20171757 |
| Deed Book / Page | 107 / 227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 302 E LINCOLN ST, ELK POINT, SD 57025-2155 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 178/771 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 178/771 |
| Instrument | 213454 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 302 E LINCOLN ST, ELK POINT, SD 57025-2155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170/0499 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 170/0499 |
| Instrument | 172603 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 302 E LINCOLN ST, ELK POINT, SD 57025-2155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170/0499 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 170/0499 |
| Instrument | 172603 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | May 11, 2017 |
| Property Address | 302 E LINCOLN ST, ELK POINT, SD 57025-2155 |
| Document Number | 00107/0227 |
| Book / Page | 107 / 0227 |
| Instrument Date | May 9, 2017 |
| Instrument | 171757 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 452, ELK POINT, SD 57025-0452 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 302 E LINCOLN ST, ELK POINT, SD 57025-2155 |
| Document Number | 0000171758 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 171758 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,428.00 (+0.02%) | $265,217 (-) Land $29,328 Building $235,889 |
| 2025 | $4,427.00 (+7.4%) | $265,217 (+8.65%) Land $29,328 Building $235,889 |
| 2024 | $4,122.00 (-2.51%) | |
| 2023 | $4,228.00 (+8.74%) | $244,097 Land $29,328 Building $214,769 |
| 2022 | $3,888.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK POINT serves 2,124 people · EPA ID SD4600116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CLAY RURAL WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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