Union County property record for 406 E Lincoln St, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 1,875 sqft · built 2008 |
| Lot Size | 0.403 acres (17,537 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,951 (2026) |
| Deeds & Mortgages | May 2020 Line of Credit Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03.08.05.1075 |
| Primary APN | 03.08.05.1075 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 1,875 sqft Living Area |
| Basement Area | 3,572 sqft |
| Finished Basement | 3,572 sqft |
| Flooring | Stone |
| Interior Walls | Stone |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 17,537 sqft (0.403 acres) |
| Lot Dimensions | 134 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 984 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 406 E LINCOLN ST |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 12 & 14B BLK 5 SOUTHVIEW SUBDIV EP CITY |
| Legal Subdivision | SOUTHVIEW SUBDIV |
| Legal Block | 5 |
| Legal Lot Number | 12,14 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 20200 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 E LINCOLN ST, ELK POINT, SD 57025-2156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2020 | Deed of Trust, Mortgage · Line of Credit SIOUXLAND BANK |
| Jun 14, 2019 | Deed of Trust, Mortgage · Line of Credit SIOUXLAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 406 E LINCOLN ST, ELK POINT, SD 57025-2156 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000176/504 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 176/504 |
| Instrument | 202192 |
| Name | SIOUXLAND BANK |
|---|---|
| Type | Bank |
| Address | 88776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 406 E LINCOLN ST, ELK POINT, SD 57025-2156 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00174/0464 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 174/0464 |
| Instrument | 192383 |
| Name | SIOUXLAND BANK |
|---|---|
| Type | Bank |
| Address | SOUTH SIOUX CITY, NE 68776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,951.00 | $477,268 (-) Land $35,194 Building $442,074 |
| 2025 | $7,951.00 (+7.99%) | $477,268 (+9.19%) Land $35,194 Building $442,074 |
| 2024 | $7,363.00 (-2.5%) | |
| 2023 | $7,552.00 (+9.07%) | $437,079 Land $35,194 Building $401,885 |
| 2022 | $6,924.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 78% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK POINT serves 2,124 people · EPA ID SD4600116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CLAY RURAL WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Bluepeak Cable | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Long Lines Metro.
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