304 E Lincoln St, Elk Point, SD 57025 Property Records

Union County property record for 304 E Lincoln St, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,320 sqft · built 1993
Lot Size	0.31 acres (13,490 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Aug 2019)
Tax Bill	$4,371 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03.08.05.1040`

Property Details

APN / Parcel Number

Primary APN	`03.08.05.1040`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Basement Area	1,068 sqft
Finished Basement	1,068 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	13,490 sqft (0.31 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	304 E LINCOLN ST
City	ELK POINT
State	SD
Zip	57025-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 5 SOUTHVIEW SUBDIV EP CITY
Legal Subdivision	SOUTHVIEW SUBDIV
Legal Block	5
Legal Lot Number	8
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	3
Census Block	3026
Census Tract	20200

Owner

304 E Lincoln St is owned and occupied by two individuals who bought it in August 2019.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	304 E LINCOLN ST, ELK POINT, SD 57025-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on File
Deed Sale	Aug 6, 2019 · Amount on File
Deed Document Number	20193178
Deed Book / Page	109 / 501
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Aug 6, 2019
Property Address	304 E LINCOLN ST, ELK POINT, SD 57025-2155
Document Number	00109/0501
Book / Page	109 / 0501
Instrument Date	Jul 30, 2019
Instrument	193178
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 E LINCOLN ST, 304, ELK POINT, SD 57025-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 E LINCOLN ST, ELK POINT, SD 57025-2155

Mortgage

Document Number	0000193179
Date	Aug 6, 2019
Instrument	193179

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 304 E Lincoln St was $4,371.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,371.00	$262,383 (-) Land $29,328 Building $233,055
2025	$4,371.00 (+7.58%)	$262,383 Land $29,328 Building $233,055
2024	$4,063.00 (-2.5%)
2023	$4,167.00 (+9%)	$241,196 Land $29,328 Building $211,868
2022	$3,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 304 E Lincoln St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 E Lincoln St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Bluepeak Cable	1,000 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Long Lines Metro.

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