508 E Centre St, Garnavillo, IA 52049 Property Records

Clayton County property record for 508 E Centre St, Garnavillo, IA 52049 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,442 sqft · built 1982
Lot Size	0.524 acres (22,835 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Jun 2021)
Tax Bill	$2,976 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2917152026`

Property Details

APN / Parcel Number

Primary APN	`2917152026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,400 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,835 sqft (0.524 acres)
Lot Dimensions	109 ft deep x 219 ft wide
Garage Type	Mixed
Garage Area	1,072 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	170 sqft
Deck Area	120 sqft
Patio Area	652 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	508 E CENTRE ST
City	GARNAVILLO
State	IA
Zip	52049-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 26 & 27 RADEMACHERS 3RD ADDN.
Legal Subdivision	RADEMACHERS ADD
Legal Lot Number	26,27 27
Jurisdiction	CLAYTON IA
Township / Civil Division	GARNAVILLO
Census Block Group	1
Census Block	1023
Census Tract	70300

Owner

Source: Clayton County records · APN 2917152026

Assessment roll updated May 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	508 E CENTRE ST, GARNAVILLO, IA 52049-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	2021R02375
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Jun 10, 2021
Property Address	508 E CENTRE ST, GARNAVILLO, IA 52049-9706
Document Number	2021R02375
Map Reference	PB 9 PG 9
Instrument Date	May 27, 2021
Instrument	2021R02375
Transaction Type	Transfer
Record Updated	Nov 03, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$258.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 E CENTRE ST, GARNAVILLO, IA 52049-9706

Mortgage

Document Number	2021R02410
Date	Jun 14, 2021
Instrument	2021R02410

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clayton County records · Assessment roll updated May 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Garnavillo City
Unified School District	Clayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,406 (+16.51%) Land $27,400 Building $182,006	$209,406 (+16.51%) Land $27,400 Building $182,006
2024	$2,976.00 (-13.59%)
2023		$179,728 Land $23,826 Building $155,902	$179,728 Land $23,826 Building $155,902
2022	$3,444.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clayton County (19043C), updated September 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.