406 E Centre St, Garnavillo, IA 52049 Property Records

Clayton County property record for 406 E Centre St, Garnavillo, IA 52049 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 1975
Lot Size0.195 acres (8,520 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Oct 2025)
Tax Bill$1,806 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2917302004

Property Details

APN / Parcel Number

Primary APN2917302004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,848 sqft Living Area
1st Floor Area720 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,520 sqft (0.195 acres)
Lot Dimensions120 ft deep x 71 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area64 sqft
Deck Area228 sqft
Patio Area513 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address406 E CENTRE ST
CityGARNAVILLO
StateIA
Zip52049-9726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 HALVORSON ADDN.
Legal SubdivisionHALVORSON ADD
Legal Lot Number4
JurisdictionCLAYTON IA
Township / Civil DivisionGARNAVILLO
Census Block Group1
Census Block1023
Census Tract70300

Owner

Source: Clayton County records · APN 2917302004

Assessment roll updated May 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1203 CORTEZ DR, DUBUQUE, IA 52001-0545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2025 · Amount on Record
Deed SaleOct 06, 2025 · Amount on Record
Prior SaleOct 11, 2005 · Amount on Record
Deed Document Number2025R02885
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateOct 06, 2025
Property Address406 E CENTRE ST, GARNAVILLO, IA 52049-9726
Document Number2025R02885
Map ReferenceMB 7 PG 70
Instrument DateOct 03, 2025
Instrument2025R02885
Transaction TypeTransfer
Record UpdatedNov 03, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$207.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1203 CORTEZ DR, DUBUQUE, IA 52001-0545

Mortgage

Document Number2025R02886
DateOct 06, 2025
Instrument2025R02886
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Clayton County records · Assessment roll updated May 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityGarnavillo City
Unified School DistrictClayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$157,070 (+18.13%) Land $13,472 Building $143,598$157,070 (+18.13%) Land $13,472 Building $143,598
2024$1,806.00 (-4.24%)
2023$132,961 Land $11,715 Building $121,246$132,961 Land $11,715 Building $121,246
2022$1,886.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clayton County (19043C), updated September 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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