506 E Centre St, Garnavillo, IA 52049 Property Records

Clayton County property record for 506 E Centre St, Garnavillo, IA 52049 · Last verified December 2025

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 1 ba · 960 sqft · built 1984
Lot Size0.269 acres (11,730 sqft)
OwnerIndividual Name on File
Last Sale$143,000 (Nov 2025)
Tax Bill$1,496 (2024)
Deeds & MortgagesApr 2025 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2917152025

Property Details

APN / Parcel Number

Primary APN2917152025

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Basement Area960 sqft
Finished Basement825 sqft
Game RoomGame Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Architectural StyleModular
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,730 sqft (0.269 acres)
Lot Dimensions102 ft deep x 116 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area88 sqft
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address506 E CENTRE ST
CityGARNAVILLO
StateIA
Zip52049
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionLOT 25 RADEMACHERS 3RD ADDN.
Legal SubdivisionRADEMACHERS ADD
Legal Lot Number25
JurisdictionCLAYTON IA
Township / Civil DivisionGARNAVILLO
Census Block Group1
Census Block1023
Census Tract70300

Owner

Source: Clayton County records · APN 2917152025

Assessment roll updated May 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address506 E CENTRE ST, GARNAVILLO, IA 52049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2025Deed of Trust, Mortgage · Closed-End Mortgage
COMMUNITY SAVINGS BANK
Nov 04, 2025Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2025 · Amount on Record
Deed SaleNov 04, 2025 · Amount on Record
Deed Document Number2025R03200
Record UpdatedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address506 E CENTRE ST, GARNAVILLO, IA 52049-9706
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 E CENTRE ST, GARNAVILLO, IA 52049-9706

Mortgage

Document Number2025R01050
DateApr 25, 2025
Instrument2025R01050
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
AddressEDGEWOOD, IA 52042
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term12 Months
DueApr 25, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateNov 04, 2025
Property Address506 E CENTRE ST, GARNAVILLO, IA 52049-9706
Document Number2025R03200
Map ReferenceMB 9 PG 9
Instrument DateOct 31, 2025
Instrument2025R03200
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$228.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address506 E CENTRE ST, GARNAVILLO, IA 52049-9706

Mortgage

Document Number2025R03201
DateNov 04, 2025
Instrument2025R03201
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Mortgage

Document Number2025R03202
DateNov 04, 2025
Instrument2025R03202
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: Clayton County records · Assessment roll updated May 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityGarnavillo City
Unified School DistrictClayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$104,826 (+16.1%) Land $18,514 Building $86,312$104,826 (+16.1%) Land $18,514 Building $86,312
2024$1,496.00 (+2.33%)
2023$90,291 Land $16,099 Building $74,192$90,291 Land $16,099 Building $74,192
2022$1,462.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clayton County (19043C), updated September 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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