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408 E Centre St, Garnavillo, IA 52049 Property Records

Clayton County property record for 408 E Centre St, Garnavillo, IA 52049 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,512 sqft · built 1976
Lot Size0.201 acres (8,760 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Jul 2026)
Tax Bill$2,572 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2917302005

Property Details

APN / Parcel Number

Primary APN2917302005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,512 sqft Living Area
1st Floor Area864 sqft
Basement Area1,260 sqft
Finished Basement625 sqft
Unfinished Basement635 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,760 sqft (0.201 acres)
Lot Dimensions120 ft deep x 71 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
Deck Area72 sqft
Patio Area232 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address408 E CENTRE ST
CityGARNAVILLO
StateIA
Zip52049-9726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 HALVORSONS ADDN.
Legal SubdivisionHALVORSONS ADDN
Legal Lot Number5
JurisdictionCLAYTON IA
Township / Civil DivisionGARNAVILLO
Census Block Group1
Census Block1023
Census Tract70300

Owner

Source: Clayton County records · APN 2917302005

Assessment roll updated November 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address408 E CENTRE ST, GARNAVILLO, IA 52049-9726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2026Warranty Deed, Transfer · VA Mortgage
DAS ACQUISITION
May 25, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
COMMUNITY SAVINGS BANK
Oct 02, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2026 · Amount on Record
Deed SaleJul 02, 2026 · Amount on Record
Deed Document Number20261898
Prior Transfer DateSep 29, 2020
Prior Transfer Doc2020R03977
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAYTON IA
Recording DateJul 02, 2026
Property Address408 E CENTRE ST, GARNAVILLO, IA 52049-9726
Document Number0000001898
Instrument DateJul 01, 2026
Instrument20261898
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$34,663.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 E CENTRE ST, GARNAVILLO, IA 52049-9726

Mortgage

Document Number0000001899,
DateJul 02, 2026
Instrument20261899
Lender
NameDAS ACQUISITION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address408 E CENTRE ST, GARNAVILLO, IA 52049-9726
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R02148
DateMay 25, 2021
Instrument2021R02148
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueDec 01, 2026
Interest
Rate TypeFixed Rate

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAYTON IA
Recording DateOct 02, 2020
Property Address408 E CENTRE ST, GARNAVILLO, IA 52049-9726
Document Number2020R03977
Map ReferencePB 7 PG 70
Instrument DateSep 29, 2020
Instrument2020R03977
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 183, GARNAVILLO, IA 52049-0183

Tax Assessment & Valuation

Source: Clayton County records · Assessment roll updated November 3, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityGarnavillo City
Unified School DistrictClayton Ridge Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,572.00 Homeowner's exemption$193,621 (+16.98%) Land $13,725 Building $179,896$193,621 (+16.98%) Land $13,725 Building $179,896
2024$2,572.00 (+6.81%)
2023$165,521 Land $11,935 Building $153,586$165,521 Land $11,935 Building $153,586
2022$2,408.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clayton County (19043C), updated September 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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