501 E Centennial St, Nappanee, IN 46550 Property Records

Elkhart County property record for 501 E Centennial St, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,123 sqft · built 1930
Lot Size	0.217 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2024)
Tax Bill	$1,689 (2024)
Deeds & Mortgages	Jun 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-178-007.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-178-007.000-029`
Alternative APN	`1431178007029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,123 sqft Living Area
1st Floor Area	1,213 sqft
Upper Floors Area	910 sqft
Basement Area	910 sqft
Family Room	Family Room
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,496 sqft (0.217 acres)
Lot Dimensions	132 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1431178007029
Old Parcel Number	1431178007029
Street Address	501 E CENTENNIAL ST
City	NAPPANEE
State	IN
Zip	46550-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	STAUFFERS 3RD LOT 389 & 6FT W SIDE LOT 390
Legal Subdivision	STAUFFERS 3RD
Legal Block	178
Legal Lot Number	389,390
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3031
Census Tract	1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nappaness Eastside Historic District listed 2003 · 138 contributing resources · NRIS 03001321

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	501 E CENTENNIAL ST, NAPPANEE, IN 46550-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 5, 2024	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Sep 5, 2023	Warranty Deed, Transfer
Aug 22, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Sep 5, 2023
Deed Document Number	0000005487
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	501 E CENTENNIAL ST, NAPPANEE, IN 46550-1407
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E CENTENNIAL ST, NAPPANEE, IN 46550-1407

Mortgage

Document Number	0000000492
Date	Jun 25, 2025
Instrument	2025-10492

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 5, 2024
Property Address	501 E CENTENNIAL ST, NAPPANEE, IN 46550-1407
Document Number	0000005487
Map Reference	DR 74 PG 360
Instrument Date	Mar 29, 2024
Instrument	2024-05487
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E CENTENNIAL ST, NAPPANEE, IN 46550-1407

Mortgage

Document Number	0000005488
Date	Apr 5, 2024
Instrument	2024-05488

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Sep 5, 2023
Property Address	501 E CENTENNIAL ST, NAPPANEE, IN 46550-1407
Document Number	0000004736
Map Reference	MB 74 PG 360
Instrument Date	Aug 8, 2023
Instrument	2023-14736
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 380, MIDDLEBURY, IN 46540-0380

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 22, 2023
Property Address	501 E CENTENNIAL ST, NAPPANEE, IN 46550-1407
Document Number	0000003874
Map Reference	DD 74 PG 360
Instrument Date	Aug 8, 2023
Instrument	2023-13874
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 144, MIDDLEBURY, IN 46540-0144

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,400 (+55.39%) Land $25,200 Building $231,200	$256,400 (+55.39%) Land $25,200 Building $231,200
2024	$1,689.00 (-31.76%)	$165,000 (+40.31%) Land $25,200 Building $139,800	$165,000 (+40.31%) Land $25,200 Building $139,800
2023		$117,600 (-2%) Building $117,600	$117,600 (-2%) Building $117,600
2022	$2,475.00 (-16.83%)	$120,000 Building $120,000	$120,000 Building $120,000
2021	$2,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway, Verizon, Xfinity.

Nearby Properties on E Centennial St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures