508 3rd St S, Tower, MN 55790 Property Records

St. Louis County property record for 508 3rd St S, Tower, MN 55790 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.25 Baths
Year BuiltBuilt 1941
Square Footage876 sqft Gross Area
Lot Size6,998 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$89,000 (2026)
Tax Bill$400.00 (2026)

Owner

Source: St. Louis County records · APN 080-0010-02790

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address508 3RD ST S, TOWER, MN 55790-0016
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Apr 10, 2017Grant Deed, Transfer · Line of Credit
EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleApr 10, 2017 · Amount on Record
Deed Doc Number20261533050
Prior Transfer DateFeb 25, 2025
Prior Transfer Doc0001506256
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 22, 2026
Property Address508 3RD ST S, TOWER, MN 55790-0016
Document Number0001533050
Instrument DateMay 04, 2026
Instrument20261533050
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyPAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$29,663.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 3RD ST S, TOWER, MN 55790-0016

Mortgage

Document Number0001533051,
DateMay 22, 2026
Instrument20261533051
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address508 3RD ST S, TOWER, MN 55790-0016
Document Number00A1377472
Instrument DateJan 03, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 S THIRD ST TOWER MN 557902205, TOWER, MN 55790-2205

Mortgage

Document Number00A1377472
DateApr 15, 2020
InstrumentA1377472
Lender
NameMISCELLANEOUS GOVT AGCY
Address201 S 3RD AVE, VIRGINIA, MN 55792-2634
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateApr 10, 2017
Property Address508 3RD ST S, TOWER, MN 55790-0016
Document Number00A1307081
Instrument DateApr 03, 2017
InstrumentA1307081
Transaction TypeTransfer
Record UpdatedApr 24, 2017
Title CompanyALL AMERICA TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address103 CEDAR ST TOWER MN 557909541, TOWER, MN 55790-9541

Mortgage

Document NumberA1307082
DateApr 10, 2017
InstrumentA1307082
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
AddressAURORA, MN 55705
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 09, 2022
Interest
Rate TypeAdjustable Rate

Mortgage

Document NumberA1307083,
DateApr 10, 2017
InstrumentA1307083
Lender
NameMISCELLANEOUS GOVT AGCY
AddressVIRGINIA, MN 55792
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityTower City
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$400.00 (-7.83%) Homeowner's exemption
2025$434.00 (-19.33%) Homeowner's exemption$73,500 (-3.67%) Land $6,000 Building $67,500$73,500 (-3.67%) Land $6,000 Building $67,500
2024$538.00$76,300 (+31.78%) Land $6,000 Building $70,300$76,300 (+31.78%) Land $6,000 Building $70,300
2022$57,900 Land $5,400 Building $52,500$57,900 Land $5,400 Building $52,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 73% of Minnesota
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN080-0010-02790
Alternative APNs
  • 1067823
  • 1179846
  • 1197616

Interior

Bedrooms2 Beds
Full Baths1.25 Baths
Partial Baths1 Partial Baths
Total Rooms2 Rooms
Building Area876 sqft Gross Area
1st Floor876 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleRanch Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Lot Area6,998 sqft (0.16 acres)

Exterior Amenities

Deck Area72 sqft Deck
Porch Area166 sqft Porch
SaunaSauna
Storage Building110 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1197616
Street Address508 3RD ST S
CityTOWER
StateMN
Zip55790-0016
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0004 BLOCK:023 SERIAL #
Legal SubdivisionTOWER
Legal Block23
Legal Lot Number4
JurisdictionST LOUIS MN
Minor Civil DivisionTOWER
Census Blockgroup2
Census Block2047
Census Tract15402

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