506 3rd St S, Tower, MN 55790 Property Records

St. Louis County property record for 506 3rd St S, Tower, MN 55790 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 0.75 ba · 768 sqft
Lot Size	0.16 acres (6,998 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (Jul 2021)
Tax Bill	$1,024 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-0010-02780`

Property Details

APN / Parcel Number

Primary APN	`080-0010-02780`
Alternative APN	`1113210`

Interior

Bedrooms	2 Beds
Full Baths	0.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft
Basement Area	192 sqft
Finished Basement	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Lot Area	6,998 sqft (0.16 acres)
Garage Area	352 sqft

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	131 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1113210
Street Address	506 3RD ST S
City	TOWER
State	MN
Zip	55790-0016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:023 SERIAL #
Legal Subdivision	TOWER
Legal Block	23
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2047
Census Tract	15402

Owner

Source: St. Louis County records · APN 080-0010-02780

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12055 238TH ST N, SCANDIA, MN 55073-9539
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Mar 15, 2018	Deed of Trust, Mortgage · Closed-End Mortgage EMBARRASS VERMILLION FCU
Aug 06, 2020	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Aug 06, 2020
Deed Document Number	20211419610
Prior Transfer Date	Jul 13, 2021
Prior Transfer Doc	0001419610
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jul 20, 2021
Property Address	506 3RD ST S, TOWER, MN 55790-0016
Document Number	0001419610
Instrument Date	Jul 13, 2021
Instrument	1419610
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12055 238TH ST N, SCANDIA, MN 55073-9539

Mortgage

Document Number	0001419611
Date	Jul 20, 2021
Instrument	1419611

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.51%
Type Change Date	Oct 01, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.51%
Index	3-Year CMT
Margin	3
Max Rate	9.51%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	506 3RD ST S, TOWER, MN 55790-0016
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ALL AM TITLE VIRGINIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001329488
Date	Mar 15, 2018
Instrument	1329488

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 05, 2023

August 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	ST LOUIS MN
Recording Date	Aug 06, 2020
Property Address	506 3RD ST S, TOWER, MN 55790-0016
Document Number	00A1387204
Instrument Date	Aug 05, 2020
Instrument	A1387204
Transaction Type	Foreclosure
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$53.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12055 238TH ST N SCANDIA MN 550739539, SCANDIA, MN 55073-9539

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,024.00 (-0.78%)
2025	$1,032.00 (+8.86%)	$57,900 (+5.08%) Land $6,000 Building $51,900	$57,900 (+5.08%) Land $6,000 Building $51,900
2024	$948.00	$55,100 (+31.19%) Land $6,000 Building $49,100	$55,100 (+31.19%) Land $6,000 Building $49,100
2022		$42,000 Land $5,400 Building $36,600	$42,000 Land $5,400 Building $36,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 73% of Minnesota
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Consolidated Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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