St. Louis County property record for 507 3rd St S, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,120 sqft · built 1993 |
| Lot Size | 0.16 acres (6,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $512 (2026) |
| Deeds & Mortgages | Aug 2022 Transfer Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-0010-02720 |
| Primary APN | 080-0010-02720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Gross Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,998 sqft (0.16 acres) |
| Garage Area | 728 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 777535 |
|---|---|
| Street Address | 507 3RD ST S |
| City | TOWER |
| State | MN |
| Zip | 55790-0016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLOCK 22 SERIAL # |
| Legal Subdivision | TOWER |
| Legal Block | 22 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | TOWER |
| Census Block Group | 2 |
| Census Block | 2081 |
| Census Tract | 15402 |
Source: St. Louis County assessment roll, APN 080-0010-02720, as of August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 785, TOWER, MN 55790-0785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2022 | Intrafamily Transfer, Transfer |
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2022 |
| Transfer Doc | 0001450727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 26, 2022 |
| Property Address | 507 3RD ST S, TOWER, MN 55790-0016 |
| Document Number | 0001450727 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 1450727 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 3RD ST S, TOWER, MN 55790-0016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 507 3RD ST S, TOWER, MN 55790-0016 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0001441062 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 1441062 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2042 |
Source: St. Louis County assessment roll as of August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Tower City |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512.00 (+22.49%) Homeowner's exemption | ||
| 2025 | $418.00 (-17.72%) Homeowner's exemption | $94,500 (+27.53%) Land $6,000 Building $88,500 | $94,500 (+27.53%) Land $6,000 Building $88,500 |
| 2024 | $508.00 | $74,100 (+31.38%) Land $6,000 Building $68,100 | $74,100 (+31.38%) Land $6,000 Building $68,100 |
| 2022 | $56,400 Land $5,400 Building $51,000 | $56,400 Land $5,400 Building $51,000 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 167 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Consolidated Telephone Company.
Source: EPA Safe Drinking Water Information System, water system MN1690051, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Tower serves 426 people |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from Breitung |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 2.37 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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