501 3rd St S, Tower, MN 55790 Property Records

St. Louis County property record for 501 3rd St S, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,299 sqft · built 1965
Lot Size	0.321 acres (13,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Jun 2025)
Tax Bill	$1,862 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`080-0010-02740`

Property Details

APN / Parcel Number

Primary APN	`080-0010-02740`
Alternative APNs	`1073044` `1183410`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,299 sqft Gross Area
1st Floor Area	1,299 sqft
Basement Area	974 sqft
Finished Basement	974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	13,996 sqft (0.321 acres)
Garage Area	572 sqft
Deck Area	15 sqft
Storage Building	312 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1183410
Street Address	501 3RD ST S
City	TOWER
State	MN
Zip	55790-0016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 AND 16, BLOCK 22 SERIAL #
Legal Subdivision	TOWER
Legal Block	22
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2081
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1203 TIMBERBROOKE DR, PALM HARBOR, FL 34684-2241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Warranty Deed, Transfer · Conventional with PMI MINERS NAT'L BK/EVELETH
Jun 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	20251511784
Prior Transfer Date	Jun 29, 2003
Prior Transfer Doc	00A1357378
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 27, 2019
Property Address	501 3RD ST S, TOWER, MN 55790-0016
Document Number	00A1357527
Instrument Date	Jun 21, 2019
Instrument	A1357527
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 S THIRD ST TOWER MN 557902205, TOWER, MN 55790-2205

Mortgage

Document Number	A1357528
Date	Jun 27, 2019
Instrument	A1357528

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 25, 2019
Property Address	501 3RD ST S, TOWER, MN 55790-0016
Document Number	00A1357378
Instrument Date	Sep 27, 2003
Instrument	A1357378
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 635 TOWER MN 557900635, TOWER, MN 55790-0635

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,862.00 (+0.43%) Homeowner's exemption
2025	$1,854.00 (-5.31%) Homeowner's exemption	$188,700 (+15.55%) Land $11,900 Building $176,800	$188,700 (+15.55%) Land $11,900 Building $176,800
2024	$1,958.00	$163,300 (+31.69%) Land $11,900 Building $151,400	$163,300 (+31.69%) Land $11,900 Building $151,400
2022		$124,000 Land $10,800 Building $113,200	$124,000 Land $10,800 Building $113,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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