4772 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 4772 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 5,134 sqft · built 2008
Lot Size	4.6 acres (200,376 sqft)
Owner	Individual Name on File
Tax Bill	$2,247 (2025)
Deeds & Mortgages	Jun 2007 Mortgage Jun 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-16-0-000-025.011`

Property Details

APN / Parcel Number

Primary APN	`10-05-16-0-000-025.011`
Alternative APNs	`118993` `72251`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,134 sqft Living Area
1st Floor Area	2,579 sqft
Basement Area	1,476 sqft
Unfinished Basement	1,476 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	200,376 sqft (4.6 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	118993
Street Address	4772 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF SW1/4 OF SEC 16, T6S, R2W TH SO 555', TO TPOB. TH NW'LY 114.09', TH SW'LY 177.95', TH SO 261.53', TH SE'LY 1
Legal Range	2W
Legal Township	6S
Legal Section	16
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-16-0-000-025.011

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4772 E UPPER RIVER RD, SOMERVILLE, AL 35670-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2007	Deed of Trust, Mortgage · ARM FIRST AMERICAN BANK
Jun 28, 2013	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS MORTGAGE CORP
Jun 21, 2007	Re-recorded Document
Jun 12, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	4772 E UPPER RIVER RD, SOMERVILLE, AL 35670-4330
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/34277
Date	Jun 20, 2007
Book Page	2007/34277

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	DECATUR, AL 35601

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 01, 2012
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11.7%
Index	1-Year T-Bill
Max Rate	11.7%

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	4772 E UPPER RIVER RD, SOMERVILLE, AL 35670-4330
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013/25568
Date	Jun 28, 2013
Book Page	2013/25568

Lender

Name	SYNOVUS MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2043

June 2007: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MORGAN AL
Recording Date	Jun 21, 2007
Property Address	4772 E UPPER RIVER RD, SOMERVILLE, AL 35670-4330
Document Number	2007/05101
Book / Page	2007 / 05101
Instrument Date	Jun 19, 2007
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 12, 2007
Property Address	4772 E UPPER RIVER RD, SOMERVILLE, AL 35670-4330
Document Number	2007/04835
Book / Page	2007 / 04835
Instrument Date	Jun 06, 2006
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4772 E UPPER RIVER RD, SOMERVILLE, AL 35670-4330

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,247.00	$61,520 (-) Land $5,580 Building $55,940	$615,200 (-) Land $55,800 Building $559,400
2024			$615,200 (-) Land $55,800 Building $559,400
2023	$2,247.00 (+12.13%) Homeowner's exemption	$61,520 (+11.83%) Land $5,580 Building $55,940	$615,200 (+11.83%) Land $55,800 Building $559,400
2022	$2,004.00 Homeowner's exemption	$55,010 Land $5,060 Building $49,950	$550,100 Land $50,600 Building $499,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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