507 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 507 Merganser Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,852 sqft · built 2018
Lot Size0.139 acres (6,050 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Aug 2025)
Tax Bill$3,974 (2025)
Deeds & MortgagesOct 2023 Transfer
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-001-097-6882-0

Property Details

APN / Parcel Number

Primary APNC56-001-097-6882-0
Alternative APNs
  • 27-3N-23-1002-0000-1890
  • 23N327100200001890

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,852 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,852 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,050 sqft (0.139 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address507 MERGANSER WAY
CityCRESTVIEW
StateFL
Zip32539-6752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDSTONE COMMONS PH 3A LOT 189
Legal Range23W
Legal Township03N
Legal Section27
Legal SubdivisionREDSTONE COMMONS
Legal Phase3A
Legal Lot Number189
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2055
Census Tract20701

Owner

Source: Okaloosa County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address507 MERGANSER WAY, CRESTVIEW, FL 32539-6752
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 20, 2022Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Nov 5, 2020Warranty Deed, Transfer · VA Mortgage
PRIMELENDING
Nov 30, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleDec 20, 2022 · Amount on Record
Deed Document Number20253771110
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateOct 23, 2023
Property Address507 MERGANSER WAY, CRESTVIEW, FL 32539-6752
Document Number0003653498
Map ReferenceMB 28 PG 39-42
Instrument DateOct 23, 2023
Instrument3653498
Transaction TypeTransfer
Record UpdatedDec 22, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1720 WREN WAY, NICEVILLE, FL 32578-7102

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 20, 2022
Property Address507 MERGANSER WAY, CRESTVIEW, FL 32539-6752
Document Number0036553059
Book / Page3655 / 3059
Map ReferenceMB 28 PG 39-42
Instrument DateDec 19, 2022
Instrument3597012
Transaction TypeTransfer
Record UpdatedJan 3, 2023
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,303.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address718 HARBIN DR, PRATTVILLE, AL 36066

Transferred To (Grantee/Buyer)

NameVerified Name
Address1720 WREN WAY, NICEVILLE, FL 32578-7102

Mortgage

Document Number0036553061
DateDec 20, 2022
Instrument3655/3061
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 5, 2020
Property Address507 MERGANSER WAY, CRESTVIEW, FL 32539-6752
Document Number0035034354
Book / Page3503 / 4354
Map ReferenceMB 28 PG 39-42
Instrument DateNov 2, 2020
Instrument3405191
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,764.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address170 GRANDVIEW AVE, 170, VALPARAISO, FL 32580-1542

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 MERGANSER WAY, CRESTVIEW, FL 32539-6752

Mortgage

Document Number0035034356
DateNov 5, 2020
Instrument3503/4356
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 30, 2018
Property Address507 MERGANSER WAY, CRESTVIEW, FL 32539-6752
Document Number0033763645
Book / Page3376 / 3645
Map ReferenceMB28 PG39-42
Instrument DateNov 29, 2018
Instrument3246041
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 MERGANSER WAY, CRESTVIEW, FL 32539-6752

Mortgage

Document Number0003246042
DateNov 30, 2018
Instrument3246042
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,974.00 (-9.68%)$250,359 (-7.97%) Land $42,512 Building $207,847$250,359 (-7.97%) Land $42,512 Building $207,847
2023$4,400.00 (+79.15%)$272,038 (+41.44%) Land $36,118 Building $235,920$272,038 (+6.69%) Land $36,118 Building $235,920
2022$2,456.00 Homeowner's exemption$192,331$254,989 Land $33,755 Building $221,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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