493 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 493 Merganser Way, Crestview, FL 32539 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	2,995 sqft Heated Area
Lot Size	12,960 sqft (0.297 acres)
Occupancy	Owner Occupied
Last Sale	$385,000 (2021)
Tax Bill	$6,776.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C56-001-063-0627-7`
Alternative APN	`27-3N-23-1000-0000-0670`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,995 sqft Heated Area
Gross Area	4,216 sqft Gross Area
1st Floor	2,995 sqft 1st Floor
Stories	1 Stories
Interior Structure	Custom/Decorative Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Exterior Material	Brick Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Wood Roof
Lot Area	12,960 sqft (0.297 acres)
Garage Type	Finished Garage
Garage Area	777 sqft Garage
Porch	Open Porch
Porch Area	444 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	493 MERGANSER WAY
City	CRESTVIEW
State	FL
Zip	32539-6744
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REDSTONE COMMONS PH I LOT 67
Legal Range	23
Legal Township	03N
Legal Section	27
Legal Subdivision	REDSTONE COMMONS PH 1
Legal Phase	1
Legal Lot Number	67
Jurisdiction	OKALOOSA FL
Minor Civil Division	CRESTVIEW
Census Blockgroup	2
Census Block	2056
Census Tract	20701

Owner

Source: Okaloosa County records · APN C56-001-063-0627-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	493 MERGANSER WAY, CRESTVIEW, FL 32539-6744
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 09, 2021 · Amount on Record
Deed Sale	Feb 09, 2021 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Doc Number	3428656
Deed Book / Page	3524 / 2272
Record Refreshed	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 09, 2021
Property Address	493 MERGANSER WAY, CRESTVIEW, FL 32539-6744
Document Number	0035242272
Book / Page	3524 / 2272
Map Reference	MB 27 PG 5-10
Instrument Date	Jan 22, 2021
Instrument	3428656
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	493 MERGANSER WAY, 493, CRESTVIEW, FL 32539-6744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 MERGANSER WAY, CRESTVIEW, FL 32539-6744

Mortgage

Document Number	0035242274
Date	Feb 09, 2021
Instrument	3524/2274

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,776.00 (-11.48%)	$426,840 (-9.8%) Land $47,235 Building $379,605	$426,840 (-9.8%) Land $47,235 Building $379,605
2023	$7,655.00 (+5.92%)	$473,231 (+6.61%) Land $40,131 Building $433,100	$473,231 (+6.61%) Land $40,131 Building $433,100
2022	$7,227.00	$443,892 Land $37,506 Building $406,386	$443,892 Land $37,506 Building $406,386

Flood & Wildfire

493 Merganser Way is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 19th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,099 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.