Okaloosa County property record for 505 Merganser Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,852 sqft · built 2018 |
| Lot Size | 0.139 acres (6,063 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,500 (Sep 2020) |
| Tax Bill | $3,974 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-097-6881-2 |
| Primary APN | C56-001-097-6881-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,852 sqft Heated Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,852 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,063 sqft (0.139 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 505 MERGANSER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH 3A LOT 188 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS PH 3A |
| Legal Phase | 3A |
| Legal Lot Number | 188 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20701 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2902 HARLOW CT UNIT D, D, JBER, AK 99506-1649 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 29, 2020 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 7, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | Dec 7, 2018 · Amount on Record |
| Deed Document Number | 3394605 |
| Deed Book / Page | 3495 / 1343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 505 MERGANSER WAY, CRESTVIEW, FL 32539-6752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034571805 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 3457/1805 |
| Instrument | 3353085 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 29, 2020 |
| Property Address | 505 MERGANSER WAY, CRESTVIEW, FL 32539-6752 |
| Document Number | 0034951343 |
| Book / Page | 3495 / 1343 |
| Map Reference | MB 28 PG 39-42 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 3394605 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,816.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3103 DOGWOOD DR, 3103, EGLIN AFB, FL 32542-1438 |
| Name | Verified Name |
|---|---|
| Address | 505 MERGANSER WAY, CRESTVIEW, FL 32539-6752 |
| Document Number | 0034951345 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 3495/1345 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 7, 2018 |
| Property Address | 505 MERGANSER WAY, CRESTVIEW, FL 32539-6752 |
| Document Number | 0033772926 |
| Book / Page | 3377 / 2926 |
| Map Reference | MB28 PG39-42 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 3247280 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 505 MERGANSER WAY, CRESTVIEW, FL 32539-6752 |
| Document Number | 0003247281 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 3247281 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,974.00 (+1.71%) | $250,359 (-7.97%) Land $42,512 Building $207,847 | $250,359 (-7.97%) Land $42,512 Building $207,847 |
| 2023 | $3,907.00 (+7.9%) | $272,038 (+6.69%) Land $36,118 Building $235,920 | $272,038 (+6.69%) Land $36,118 Building $235,920 |
| 2022 | $3,621.00 | $254,989 Land $33,755 Building $221,234 | $254,989 Land $33,755 Building $221,234 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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