Okaloosa County property record for 905 Merganser Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,830 sqft · built 2020 |
| Lot Size | 0.174 acres (7,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,900 (Mar 2020) |
| Tax Bill | $3,355 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-106-8080-8 |
| Primary APN | C56-001-106-8080-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Heated Area |
| Gross Area | 2,396 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,621 sqft (0.174 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 905 MERGANSER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH 3B LOT 222 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS PHASE 3B |
| Legal Phase | 3B |
| Legal Lot Number | 222 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20701 |
905 Merganser Way is owned and occupied by an individual who bought it in March 2020.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2020 · Amount on File |
| Deed Sale | Mar 9, 2020 · Amount on File |
| Deed Document Number | 3343409 |
| Deed Book / Page | 3448 / 4240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 9, 2020 |
| Property Address | 905 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0034484240 |
| Book / Page | 3448 / 4240 |
| Map Reference | MB 26 PG 85-87 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 3343409 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,560.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 905 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0034484241 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 3448/4241 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 905 Merganser Way was $3,355 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,355.00 Homeowner's exemption | $253,407 Land $47,235 Building $206,172 | $253,407 Land $47,235 Building $206,172 |
| 2023 | $3,609.00 (+2.88%) Homeowner's exemption | $264,621 (+3%) | $274,118 (+6.7%) Land $40,131 Building $233,987 |
| 2022 | $3,508.00 Homeowner's exemption | $256,914 Land $37,506 Building $219,408 | $256,914 Land $37,506 Building $219,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 Merganser Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 Merganser Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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