507 E McKenzie St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 507 E McKenzie St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1954
Lot Size	0.246 acres (10,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,500 (Apr 2023)
Tax Bill	$1,825 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`412307282002`

Property Details

APN / Parcel Number

Primary APN	`412307282002`
Alternative APNs	`00923990000006` `10004702415`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,725 sqft (0.246 acres)
Lot Dimensions	143 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Account Number	00923990000006
Street Address	507 E MCKENZIE ST
City	PUNTA GORDA
State	FL
Zip	33950-6126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-10
Legal Description	PUNTA GORDA BLK 122 LT 2 293/271 437/290 DC3483/2053-AR 3837/767 CD3852/1575 4634/457 4916/262 3256565
Legal Range	23E
Legal Township	41S
Legal Section	07
Legal Subdivision	PUNTA GORDA
Legal Tract	PUG
Legal Block	122
Legal Lot Number	2
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1049
Census Tract	10302

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 E MCKENZIE ST, PUNTA GORDA, FL 33950-6126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 26, 2022	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	20233256565
Prior Transfer Date	Sep 14, 2020
Prior Transfer Doc	0046340457
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 27, 2023
Property Address	507 E MCKENZIE ST, PUNTA GORDA, FL 33950-6126
Document Number	0003256565
Map Reference	MB 2 PG 97
Instrument Date	Apr 26, 2023
Instrument	3256565
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 SCHOOLHOUSE LN, POUGHKEEPSIE, NY 12603-4907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	507 E MCKENZIE ST, PUNTA GORDA, FL 33950-6126

Mortgage

Document Number	0003256566
Date	Apr 27, 2023
Instrument	3256566

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 26, 2022
Property Address	507 E MCKENZIE ST, PUNTA GORDA, FL 33950-6126
Document Number	0049160262
Book / Page	4916 / 262
Map Reference	MB 2 PG 97
Instrument Date	Jan 26, 2022
Instrument	3050574
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$1,399.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 FEMSTONE TERRACE, 1701, ACWORTH, GA 30101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SCHOOLHOUSE LN, POUGHKEEPSIE, NY 12603-4907

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,825.00 (-17.79%)	$109,863 (-20.98%) Land $23,875 Building $85,988	$109,863 (+27.61%) Land $23,875 Building $85,988
2024	$2,220.00 (-6.25%)
2023	$2,368.00 (+146.15%)	$139,039 (+26.04%)	$86,092 (-21.96%) Land $32,100 Building $53,992
2022	$962.00	$110,315 Land $20,464 Building $89,851	$110,315 Land $20,464 Building $89,851

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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