Charlotte County property record for 405 E McKenzie St, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,384 sqft · built 1959 |
| Lot Size | 0.368 acres (16,016 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,599 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 412307281002 |
| Primary APN | 412307281002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| Gross Area | 1,832 sqft |
| 1st Floor Area | 1,384 sqft |
| Utility Area | 64 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,016 sqft (0.368 acres) |
| Lot Dimensions | 143 ft deep x 112 ft wide |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00923920000003 |
|---|---|
| Street Address | 405 E MCKENZIE ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-6125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-10 |
| Legal Description | PUNTA GORDA BLK 121 LT 2 & W1/2 LT 3 580/1076 L/E1561/761 DC1700/889-VRV UNREC DC-CRV DC2674/2175-MJB AFF2700/1003-CRV OSA3853/805 3853/809 3872/257 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 07 |
| Legal Subdivision | PUNTA GORDA |
| Legal Tract | PUG |
| Legal Block | 121 |
| Legal Lot Number | 2,3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 10302 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 E MCKENZIE ST, PUNTA GORDA, FL 33950-6125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 29, 2014 |
| Transfer Doc | 0038720257 |
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,599.00 (+916.67%) | $216,577 (+383.3%) Land $35,652 Building $180,925 | $216,577 (+100.14%) Land $35,652 Building $180,925 |
| 2024 | $354.00 (+5.04%) | ||
| 2023 | $337.00 (+6.31%) Homeowner's exemption | $44,812 (+3%) | $108,215 (-56.38%) Land $47,936 Building $60,279 |
| 2022 | $317.00 Homeowner's exemption | $43,507 | $248,090 Land $30,559 Building $217,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 547 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 565 units insured incl. 18 condo units |
| Nearby Flood Claims | 191 (1979–2024) |
| Claims Outside the SFHA | 1 of 191 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
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