419 E McKenzie St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 419 E McKenzie St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1957
Lot Size	0.368 acres (16,016 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Aug 2017)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`412307281003`

Property Details

APN / Parcel Number

Primary APN	`412307281003`
Alternative APNs	`00923930000002` `10004702409`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,570 sqft
1st Floor Area	988 sqft
Utility Area	80 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,016 sqft (0.368 acres)
Lot Dimensions	143 ft deep x 112 ft wide
Garage Type	Carport
Garage Area	72 sqft
Carport	Carport
Carport Area	72 sqft
Driveway	Asphalt Driveway
Driveway Area	462 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	510 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00923930000002
Street Address	419 E MCKENZIE ST
City	PUNTA GORDA
State	FL
Zip	33950-6125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-10
Legal Description	PUNTA GORDA BLK 121 E 1/2 LT 3 & ALL LT 4 DC459/718 580/1076 LE1013/869 1617/1167 96/979 2927/2052 FJ3028/1070 4234/485 PR24-294-SMB ODH3446350 3456314 3456315 3456317
Legal Range	23E
Legal Township	41S
Legal Section	07
Legal Subdivision	PUNTA GORDA
Legal Tract	PUG
Legal Block	121
Legal Lot Number	3,4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1054
Census Tract	10302

Owner

Source: Charlotte County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27046 ADAMS ST, PUNTA GORDA, FL 33983-2703
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	20172549632
Deed Book / Page	4234 / 485
Last Transfer Date	Sep 23, 2024
Transfer Doc	0003456318
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	419 E MCKENZIE ST, PUNTA GORDA, FL 33950-6125
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 E MCKENZIE ST, PUNTA GORDA, FL 33950-6125

Mortgage

Document Number	0049921251
Date	May 31, 2022
Book Page	4992/1251
Instrument	3108568

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Sep 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 30, 2017
Property Address	419 E MCKENZIE ST, PUNTA GORDA, FL 33950-6125
Document Number	0042340485
Book / Page	4234 / 0485
Map Reference	MB2 PG84
Instrument Date	Aug 29, 2017
Instrument	2549632
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 E MCKENZIE ST, 419, PUNTA GORDA, FL 33950-6125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 MARY ST # 322, 322, PUNTA GORDA, FL 33950-4955

Mortgage

Document Number	0002549633
Date	Aug 30, 2017
Instrument	2549633

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00 (+228.84%)	$192,188 (+100.84%) Land $35,652 Building $156,536	$192,188 (+117.2%) Land $35,652 Building $156,536
2024	$971.00 (+3.3%)
2023	$940.00 (+4.56%) Homeowner's exemption	$95,693 (+3%)	$88,483 (-51.01%) Land $47,936 Building $40,547
2022	$899.00 Homeowner's exemption	$92,906	$180,615 Land $30,559 Building $150,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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