506 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 506 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property TypeDuplex
Details5 bd · 6 ba · 4,674 sqft · built 1910
Lot Size0.275 acres (12,000 sqft)
OwnerIndividual Name on Record
Last Sale$55,000 (Jun 2018)
Tax Bill$1,894 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Jun 2018 Sale
Flood ZoneZone AE (high risk)
APN600628327003000

Property Details

APN / Parcel Number

Primary APN600628327003000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms15 Rooms
Stories2 Stories
Building Area4,674 sqft Total Area
1st Floor Area1,976 sqft
AtticAttic
Attic Area692 sqft
Basement Area1,976 sqft
Unfinished Basement1,976 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeMixed
Garage Area360 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address506 E COOLBAUGH ST
CityRED OAK
StateIA
Zip51566-2322
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionORIG PLAT LTS 3 & 4 & W 10' LT 2 BLK 46
Legal SubdivisionRED OAK
Legal Block46
Legal Lot Number2-4
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group1
Census Block1017
Census Tract960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address501 OHIO AVE, RED OAK, IA 51566-2738
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2018Deed of Trust, Mortgage · Line of Credit
HOUGHTON STATE BANK
Jun 6, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2018 · Amount on Record
Deed SaleJun 6, 2018 · Amount on Record
Prior SaleMar 13, 2014 · Amount on Record
Deed Document Number2018844
Deed Book / Page2018 / 844
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address506 E COOLBAUGH ST, RED OAK, IA 51566-2322
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000000845
DateJun 6, 2018
Book Page0000002018/0000000845
Instrument000000000845
Lender
NameHOUGHTON STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IA
Recording DateJun 6, 2018
Property Address506 E COOLBAUGH ST, RED OAK, IA 51566-2322
Document Number002018/844
Book / Page2018 / 844
Instrument DateMay 23, 2018
Instrument000000000844
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 OHIO AVE, RED OAK, IA 51566-2738

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,894.00 (+39.68%)$86,750 (+50.06%) Land $15,000 Building $71,750$86,750 (+50.06%) Land $15,000 Building $71,750
2024$1,356.00 (+5.61%)
2023$57,810 Land $8,300 Building $49,510$57,810 Land $8,300 Building $49,510
2022$1,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims4 (2007–2019)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

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