504 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 504 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,850 sqft · built 1947
Lot Size	0.124 acres (5,400 sqft)
Owner	Trust Name on File
Last Sale	$25,000 (Nov 2017)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Nov 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`600628327002000`

Property Details

APN / Parcel Number

Primary APN	`600628327002000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	5,850 sqft Gross Area
Basement Area	2,560 sqft
Unfinished Basement	2,560 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	504 E COOLBAUGH ST
City	RED OAK
State	IA
Zip	51566-2322
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	ORIG PLAT ORIG PLAT LT 5 BLK 46 LT 5 BLK 46
Legal Block	46
Legal Lot Number	5
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1017
Census Tract	960300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Red Oak Downtown Historic District listed 2016 · 74 contributing resources · NRIS 16000868

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

504 E Coolbaugh St, a commercial property, is held in a trust since November 2017.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	Trust Name on File
Mailing Address	4120-38329 329, PORTLAND, OR 97208
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Deed Document Number	20171729
Deed Book / Page	2017 / 1729
Record Updated	Oct 29, 2026

November 2017: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MONTGOMERY IA
Recording Date	Nov 1, 2017
Property Address	504 E COOLBAUGH ST, RED OAK, IA 51566-2322
Document Number	02017/1729
Book / Page	2017 / 1729
Instrument Date	Oct 30, 2017
Instrument	2017 1729
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4120, PORTLAND, OR 97208-4120

Tax Assessment & Valuation

The 2025 property tax bill for 504 E Coolbaugh St was $2,854, up 0.8% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,854.00 (+0.78%)	$130,660 Land $6,750 Building $123,910	$130,660 Land $6,750 Building $123,910
2024	$2,832.00
2023		$120,740 Land $6,750 Building $113,990	$120,740 Land $6,750 Building $113,990
2022	$3,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 E Coolbaugh St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 E Coolbaugh St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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