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418 E Coolbaugh St, Red Oak, IA 51566 Property Records

Montgomery County property record for 418 E Coolbaugh St, Red Oak, IA 51566

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details6,960 sqft · built 1895
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Apr 2026)
Tax Bill$4,240 (2025)
Deeds & MortgagesApr 2026 Sale
Apr 2026 Sale
Flood ZoneZone AE (high risk)
APN600628326007000

Property Details

APN / Parcel Number

Primary APN600628326007000

Interior

Units3 Units
Stories2 Stories
Building Area6,960 sqft Gross Area
Basement Area2,970 sqft
Unfinished Basement2,970 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialBrick
Roof MaterialUrethane Foam
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions120 ft deep x 45 ft wide
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address418 E COOLBAUGH ST
CityRED OAK
StateIA
Zip51566-2367
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionORIG PLAT ORIG PLAT LT 2 BLK 45 LT 2 BLK 45
Legal SubdivisionTOWN OF RED OAK JUNCTION
Legal Block45
Legal Lot Number2
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group1
Census Block1018
Census Tract960300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Red Oak Downtown Historic District
listed 2016 · 74 contributing resources · NRIS 16000868

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 146, RED OAK, IA 51566-0146
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Warranty Deed, Transfer
HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT
Apr 7, 2026Warranty Deed, Transfer
HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2026 · Amount on Record
Deed SaleApr 7, 2026 · Amount on Record
Prior SaleApr 7, 2026 · Amount on Record
Deed Document Number2026478
Deed Book / Page2026 / 478
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IA
Recording DateApr 7, 2026
Property Address418 E COOLBAUGH ST, RED OAK, IA 51566-2367
Document Number0000000477
Book / Page2026 / 477
Instrument DateMar 12, 2026
Instrument2026477
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyHOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT

Transaction

AmountAmount Recorded
Tax$31,431.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
InvestorPossibly a Property Investor

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IA
Recording DateApr 7, 2026
Property Address418 E COOLBAUGH ST, RED OAK, IA 51566-2367
Document Number0000000478
Book / Page2026 / 478
Instrument DateMar 12, 2026
Instrument2026478
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyHOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT

Transaction

AmountAmount Recorded
Tax$31,431.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,240.00 (+0.86%)$194,170 (-3.91%) Land $6,750 Building $187,420$194,170 (-3.91%) Land $6,750 Building $187,420
2024$4,204.00 (+161.77%)
2023$202,070 Land $6,750 Building $195,320$202,070 Land $6,750 Building $195,320
2022$1,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims4 (2007–2019)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: FMTC of Stanton Iowa.

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