Montgomery County property record for 510 E Coolbaugh St, Red Oak, IA 51566
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 580 sqft · built 1964 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2023) |
| Tax Bill | $876 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 600628327004000 |
| Primary APN | 600628327004000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 580 sqft Gross Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Concrete Block |
| Roof Material | Shingle |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 70 ft deep x 80 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 510 E COOLBAUGH ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-6004 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ORIG PLAT N 70' LT 1 & E 35' N 70' LT 2 BLK 46 |
| Legal Subdivision | RED OAK |
| Legal Block | 46 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 960300 |
510 E Coolbaugh St, a commercial property, is owned by two individuals who bought it in July 2023.
Source: Montgomery County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 911 N 6TH ST, RED OAK, IA 51566-1914 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on File |
| Deed Sale | Jul 31, 2023 · Amount on File |
| Deed Document Number | 20231086 |
| Deed Book / Page | 2023 / 1086 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 510 E Coolbaugh St was $876, up 0.9% from the year before.
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $876.00 (+0.92%) | $40,100 Land $4,560 Building $35,540 | $40,100 Land $4,560 Building $35,540 |
| 2024 | $868.00 | ||
| 2023 | $36,990 Land $4,560 Building $32,430 | $36,990 Land $4,560 Building $32,430 | |
| 2022 | $726.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 510 E Coolbaugh St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (2007–2019) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 E Coolbaugh St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: FMTC of Stanton Iowa.
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