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5059 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5059 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,310 sqft · built 2005
Lot Size0.212 acres (9,278 sqft)
OwnerIndividual Name on File
Last Sale$328,500 (May 2017)
Tax Bill$4,579 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN122368

Property Details

APN / Parcel Number

Primary APN122368
Alternative APN
  • 072531388500010840

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,310 sqft Heated Area
Gross Area3,966 sqft
1st Floor Area1,962 sqft
Upper Floors Area1,348 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,278 sqft (0.212 acres)
Garage TypeFinished
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number122368
Street Address5059 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 84
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1
Legal Lot Number84
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 122368

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5059 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 15, 2017Warranty Deed, Transfer · VA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2017 · Amount on Record
Deed SaleMay 15, 2017 · Amount on Record
Prior SaleAug 09, 2016 · Amount on Record
Deed Document Number2017071526
Deed Book / Page5148 / 2032
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5059 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5059 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number0057912699
DateSep 11, 2020
Book Page5791/2699
Instrument2020121472
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 15, 2017
Property Address5059 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number0051482032
Book / Page5148 / 2032
Map ReferenceMB16 PG90-92
Instrument DateMay 10, 2017
Instrument2017071526
Transaction TypeTransfer
Record UpdatedAug 01, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,299.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 470549, CELEBRATION, FL 34747-0549

Transferred To (Grantee/Buyer)

NameVerified Name
Address5059 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number0051482034
DateMay 15, 2017
Instrument5148/2034
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,579.00 (+7.09%) Homeowner's exemption$319,935 (+5.99%)$490,100 (-3.03%) Land $90,000 Building $400,100
2023$4,276.00 (+4.01%) Homeowner's exemption$301,864 (+3%)$505,400 (+16.83%) Land $90,000 Building $415,400
2022$4,111.00 Homeowner's exemption$293,072$432,600 Land $80,000 Building $352,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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