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5051 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5051 Coveview Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,534 sqft · built 2006
Lot Size0.255 acres (11,108 sqft)
OwnerIndividual Name on Record
Tax Bill$2,877 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone AE (high risk)
APN122364

Property Details

APN / Parcel Number

Primary APN122364
Alternative APN
  • 072531388500010800

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,534 sqft Heated Area
Gross Area3,428 sqft
1st Floor Area2,534 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,108 sqft (0.255 acres)
Garage TypeFinished
Garage Area580 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area314 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number122364
Street Address5051 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 80
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1
Legal Lot Number80
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5051 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2019
Deed SaleApr 26, 2019
Deed Document Number0005517300
Deed Book / Page3123 / 2746
Prior Transfer DateApr 12, 2006
Prior Transfer Doc2006097540
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5051 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Transaction TypeMortgage
Record UpdatedJan 9, 2026
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068980788
DateDec 23, 2025
Book Page6898/788
Instrument2025156780
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueDec 22, 2060
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,877.00 (+8.28%) Homeowner's exemption$197,088 (+5.99%)$442,200 (-2.96%) Land $90,000 Building $352,200
2023$2,657.00 (+4.69%) Homeowner's exemption$185,956 (+3%)$455,700 (+16.73%) Land $90,000 Building $365,700
2022$2,538.00 Homeowner's exemption$180,540$390,400 Land $80,000 Building $310,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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