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5049 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5049 Coveview Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,227 sqft · built 2006
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Tax Bill$4,018 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone AE (high risk)
APN07-25-31-3885-0001-0790

Property Details

APN / Parcel Number

Primary APN07-25-31-3885-0001-0790
Alternative APNs
  • 253107388500010790
  • 122363

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,227 sqft Living Area
Gross Area4,380 sqft
1st Floor Area2,696 sqft
Upper Floors Area531 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area657 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area392 sqft
PorchFlorida Room
Porch Area496 sqft
Deck Area230 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5049 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 79
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block790
Legal Lot Number79
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 07-25-31-3885-0001-0790

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5049 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2021
Deed SaleJun 15, 2021
Prior SaleJun 22, 2010 · Amount on Record
Deed Document Number202193194
Deed Book / Page5981 / 1892
Prior Transfer DateJun 03, 2021
Prior Transfer Doc0059811892
Record UpdatedJun 08, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJun 15, 2021
Property Address5049 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number0059811892
Book / Page5981 / 1892
Map ReferenceMB 16 PG 90-92
Instrument DateJun 03, 2021
Instrument2021093194
Transaction TypeTransfer
Record UpdatedJul 06, 2021
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5049 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number59811895
DateJun 15, 2021
Instrument5981/1895
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,018.00 (+5.1%) Homeowner's exemption$279,431 (+5.99%)$531,700 (-2.8%) Land $90,000 Building $441,700
2024$3,823.00 (+2.16%)
2023$3,742.00 (+4.18%) Homeowner's exemption$263,647 (+3%)$547,000 (+16.14%) Land $90,000 Building $457,000
2022$3,592.00 Homeowner's exemption$255,968$471,000 Land $80,000 Building $391,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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