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5055 Coveview Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5055 Coveview Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage2,534 sqft Heated Area
Lot Size12,284 sqft (0.282 acres)
OccupancyOwner Occupied
Last Sale$540,000 (2025)
Tax Bill$5,804.00 (2025)

Property Details

APN / Parcel Number

Primary APN122366
Alternative APN
  • 072531388500010820

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,534 sqft Heated Area
Gross Area3,428 sqft Gross Area
1st Floor2,534 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,284 sqft (0.282 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area580 sqft Garage
PorchOpen Porch
Porch Area314 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number122366
Street Address5055 COVEVIEW DR
CitySAINT CLOUD
StateFL
Zip34771-7966
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE POINTE PB 16 PGS 90-92 LOT 82
Legal Range31E
Legal Township25S
Legal Section07
Legal SubdivisionLAKE POINTE
Legal Tract3885
Legal Block1
Legal Lot Number82
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 122366

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5055 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Nov 07, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Apr 03, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2025 · Amount on Record
Deed SaleJun 13, 2025 · Amount on Record
Prior SaleMay 26, 2021 · Amount on Record
Deed Doc Number2025075151
Deed Book / Page6804 / 1711
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5055 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5055 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number0064222672
DateJun 12, 2023
Book Page6422/2672
Instrument2023075299
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 03, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 26, 2021
Property Address5055 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number0059662630
Book / Page5966 / 2630
Map ReferenceMB 16 PG 90-82
Instrument DateMay 25, 2021
Instrument2021081639
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 702655, SAINT CLOUD, FL 34770-2655

Transferred To (Grantee/Buyer)

NameVerified Name
Address5055 COVEVIEW DR, SAINT CLOUD, FL 34771-7966

Mortgage

Document Number59662632
DateMay 26, 2021
Instrument5966/2632
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5055 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056200126
DateNov 07, 2019
Book Page5620/0126
Instrument2019145152
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 03, 2018
Property Address5055 COVEVIEW DR, SAINT CLOUD, FL 34771-7966
Document Number0053100665
Book / Page5310 / 0665
Map ReferenceMB16 PG90-92
Instrument DateMar 29, 2018
Instrument2018051629
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7257 WINDHAM HARBOUR AVE, 7257, ORLANDO, FL 32829-7804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address728 ORANGE AVE, SAINT CLOUD, FL 34769-3064
InvestorPossibly a Property Investor

Mortgage

Document Number2018051630
DateApr 03, 2018
Instrument2018051630
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,804.00 (+6.67%) Homeowner's exemption$408,361 (+5.99%)$448,700 (-2.96%) Land $90,000 Building $358,700
2023$5,441.00 (+3.78%) Homeowner's exemption$385,295 (+3%)$462,400 (+16.77%) Land $90,000 Building $372,400
2022$5,243.00 Homeowner's exemption$374,073$396,000 Land $80,000 Building $316,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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