505 S Oak St, Teutopolis, IL 62467 Property Records

Effingham County property record for 505 S Oak St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1,685 sqft · built 2018
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,281 (2025)
Deeds & Mortgages	Aug 2018 Construction Loan Mar 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`12-18-014-040`

Property Details

APN / Parcel Number

Primary APN	`12-18-014-040`

Interior

Stories	1 Story
Building Area	1,685 sqft Base Area
1st Floor Area	1,685 sqft
Basement Area	1,685 sqft
Unfinished Basement	1,685 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	34,848 sqft (0.8 acres)
Garage Area	631 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	505 S OAK ST
City	TEUTOPOLIS
State	IL
Zip	62467-1367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 PRAIRIE VIEW SUB 3376/9 3292/306 3076/193 2710/97
Legal Subdivision	PRAIRIE VIEW SUB
Legal Lot Number	40
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2060
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 S OAK ST, TEUTOPOLIS, IL 62467-1367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA
Mar 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Apr 12, 2018	Special Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	505 S OAK ST, TEUTOPOLIS, IL 62467-1367
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003406/146
Date	Aug 15, 2018
Book Page	3406/146
Instrument	201801803315

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2019

Interest

Rate Type	Fixed Rate
Rate	2.74%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	505 S OAK ST, TEUTOPOLIS, IL 62467-1367
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003452/011
Date	Mar 14, 2019
Book Page	3452/011
Instrument	201901900855

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	505 S OAK ST, TEUTOPOLIS, IL 62467-1367
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003648/155
Date	Jan 11, 2021
Book Page	3648/155
Instrument	202121000147

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 12, 2018
Property Address	505 S OAK ST, TEUTOPOLIS, IL 62467-1367
Document Number	003376/009
Book / Page	3376 / 009
Map Reference	PL 382-A MB 3342 PG
Instrument Date	Apr 11, 2018
Instrument	201801801275
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 W MAIN ST, 106, TEUTOPOLIS, IL 62467-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	218 WALNUT ST, TEUTOPOLIS, IL 62467

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,281.00	$115,660 (+33.7%) Land $6,390 Building $109,270	$346,980 (+33.7%) Land $19,170 Building $327,810
2022	Homeowner's exemption	$86,510 Land $4,780 Building $81,730	$259,530 Land $14,340 Building $245,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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