407 S Oak St, Teutopolis, IL 62467 Property Records

Effingham County property record for 407 S Oak St, Teutopolis, IL 62467

Property Summary

Property Type	Multi-Family Dwellings
Details	1,781 sqft · built 2011
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2016)
Tax Bill	$4,065 (2022)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-18-011-035`

Property Details

APN / Parcel Number

Primary APN	`12-18-011-035`

Interior

Stories	1 Story
Building Area	1,781 sqft Base Area
Basement Area	1,286 sqft

Exterior

Year Built	Built 2011
Construction Type	Frame
Lot Area	24,394 sqft (0.56 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	407 S OAK ST
City	TEUTOPOLIS
State	IL
Zip	62467-1328
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOT 1 REPLAT LOT 6 DOEDTMAN SUBD 3266/140 2969/229 2779/280 2724/226
Legal Subdivision	DOEDTMAN SUBDIVISION
Legal Lot Number	1-6
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2040
Census Tract	950100

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	407 S OAK ST, TEUTOPOLIS, IL 62467-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2016 · Amount on Record
Deed Sale	Dec 22, 2016 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	201601605806
Deed Book / Page	3266 / 140
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	407 S OAK ST, TEUTOPOLIS, IL 62467-1328
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003779/65
Date	Apr 26, 2022
Book Page	3779/65
Instrument	202222001732

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	407 S OAK ST, TEUTOPOLIS, IL 62467-1328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3583/49
Date	Jun 29, 2020
Book Page	3583/49
Instrument	202020003436

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$4,065.00 Homeowner's exemption	$78,790 Land $15,770 Building $63,020	$236,370 Land $47,310 Building $189,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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