305 S Oak St, Teutopolis, IL 62467 Property Records

Effingham County property record for 305 S Oak St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1941
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$51,000 (May 2019)
Tax Bill	$2,987 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-011-006`

Property Details

APN / Parcel Number

Primary APN	`12-18-011-006`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Base Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	305 S OAK ST
City	TEUTOPOLIS
State	IL
Zip	62467-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 3 TEUTOPOLIS & THAT PT VACATED HERIN ST 3387/252 3387/235 3380/230 710/270 239/84
Legal Subdivision	VILLAGE TEUTOPOLIS
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2040
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 S OAK ST, TEUTOPOLIS, IL 62467-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Sep 14, 2021	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
May 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 30, 2018	Executor's Deed, Construction Loan · Construction Mortgage WASHINGTON SAVINGS BANK
May 30, 2018	Executor's Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	20191901866
Deed Book / Page	3468 / 1
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	305 S OAK ST, TEUTOPOLIS, IL 62467-1316
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003456/192
Date	Apr 5, 2019
Book Page	3456/192
Instrument	201901901128

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	161 Months
Due	Sep 15, 2032

Interest

Rate	3.75%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	305 S OAK ST, TEUTOPOLIS, IL 62467-1316
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003723/96
Date	Sep 14, 2021
Book Page	3723/96
Instrument	202121004609

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	163 Months
Due	Apr 24, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 24, 2019
Property Address	305 S OAK ST, TEUTOPOLIS, IL 62467-1316
Document Number	003468/001
Book / Page	3468 / 001
Map Reference	MB A PG 242
Instrument Date	May 20, 2019
Instrument	201901901866
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 603, TEUTOPOLIS, IL 62467-0603

May 2018: Executor's Deed, Construction Loan

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 30, 2018
Property Address	305 S OAK ST, TEUTOPOLIS, IL 62467-1316
Document Number	003387/235
Book / Page	3387 / 235
Instrument Date	May 25, 2018
Instrument	201801802093
Transaction Type	Construction Loan
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S OAK ST, TEUTOPOLIS, IL 62467-1316

Mortgage

Document Number	201801802094
Date	May 30, 2018
Instrument	201801802094

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 26, 2019

Interest

Rate	2.87%

May 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 30, 2018
Property Address	305 S OAK ST, TEUTOPOLIS, IL 62467-1316
Document Number	003387/252
Book / Page	3387 / 252
Instrument Date	May 25, 2018
Instrument	201801802095
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S OAK ST, TEUTOPOLIS, IL 62467-1316

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,987.00 (+461.47%)	$58,150 (+33.68%) Land $11,920 Building $46,230	$174,450 (+33.68%) Land $35,760 Building $138,690
2022	$532.00 Homeowner's exemption	$43,500 Land $8,920 Building $34,580	$130,500 Land $26,760 Building $103,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

Nearby Properties on S Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures