605 S Oak St, Teutopolis, IL 62467 Property Records

Effingham County property record for 605 S Oak St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1,865 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Mar 2020)
Tax Bill	$6,191 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-014-046`

Property Details

APN / Parcel Number

Primary APN	`12-18-014-046`

Interior

Stories	1 Story
Building Area	1,865 sqft Base Area
1st Floor Area	1,865 sqft
Basement Area	1,865 sqft
Unfinished Basement	1,865 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	605 S OAK ST
City	TEUTOPOLIS
State	IL
Zip	62467-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 PRAIRIE VIEW SUB 3543/237 3471/214 3292/306 3076/193 2710/97
Legal Subdivision	PRAIRIE VIEW SUB
Legal Lot Number	46
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2060
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 S OAK ST, TEUTOPOLIS, IL 62467-1366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Construction Mortgage TEUTOPOLIS STATE BANK
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Mar 23, 2020	Special Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Jun 7, 2019	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	20201235
Deed Book / Page	3543 / 237
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	605 S OAK ST, TEUTOPOLIS, IL 62467-1366
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003492/282
Date	Aug 30, 2019
Book Page	3492/282
Instrument	201901903453

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 9, 2020

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	605 S OAK ST, TEUTOPOLIS, IL 62467-1366
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003666/226
Date	Mar 11, 2021
Book Page	3666/226
Instrument	202121001223

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2%

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 23, 2020
Property Address	605 S OAK ST, TEUTOPOLIS, IL 62467-1366
Document Number	003543/237
Book / Page	3543 / 237
Instrument Date	Mar 20, 2020
Instrument	2000001235
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003543/240
Date	Mar 23, 2020
Book Page	3543/240
Instrument	202020001236

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 7, 2019
Property Address	605 S OAK ST, TEUTOPOLIS, IL 62467-1366
Document Number	003471/214
Book / Page	3471 / 214
Map Reference	MB 3342 PG 134
Instrument Date	Jun 6, 2019
Instrument	201901902099
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 W MAIN ST, 106, TEUTOPOLIS, IL 62467-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306A COUNTY ROAD 150 N, TEUTOPOLIS, IL 62467-3014

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,191.00	$114,090 (+33.7%) Land $6,390 Building $107,700	$342,270 (+33.7%) Land $19,170 Building $323,100
2022	Homeowner's exemption	$85,330 Land $4,780 Building $80,550	$255,990 Land $14,340 Building $241,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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