505 S Maple St, Effingham, IL 62401 Property Records

Effingham County property record for 505 S Maple St, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	3,693 sqft · built 1935
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Dec 2003)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Mar 2023 Sale Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-039-039`

Property Details

APN / Parcel Number

Primary APN	`03-16-039-039`

Interior

Units	3 Units
Building Area	3,693 sqft Base Area
1st Floor Area	3,693 sqft
Basement Area	3,693 sqft
Unfinished Basement	3,693 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	505 S MAPLE ST
City	EFFINGHAM
State	IL
Zip	62401-2847
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 BLK 22 ADD A TO WESTERN 3845/347 1990/5 1705/146 1705/144 1705/142 1705/139 1248/129 561/260
Legal Subdivision	WILLIAM B WRIGHTS SUB
Legal Block	22
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2012
Census Tract	950800

Owner

505 S Maple St, a commercial property, is owned by a company that bought it in December 2003.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 89, EFFINGHAM, IL 62401-0089
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST MID ILLINOIS BANK & TRUST NA
Aug 6, 2020	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2003 · Amount on File
Deed Sale	Dec 31, 2003 · Amount on File
Deed Document Number	2003200420400011
Record Updated	Oct 29, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 21, 2023
Property Address	505 S MAPLE ST, EFFINGHAM, IL 62401-2847
Document Number	003845/347
Book / Page	3845 / 347
Instrument Date	Jan 31, 2023
Instrument	202323000887
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 E JEFFERSON AVE, EFFINGHAM, IL 62401-3496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E JEFFERSON AVE, EFFINGHAM, IL 62401-3496

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	505 S MAPLE ST, EFFINGHAM, IL 62401-2847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3276/301
Date	Feb 3, 2017
Book Page	3276/301
Instrument	201701700547

Lender

Name	FIRST MID ILLINOIS BANK & TRUST NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Jan 30, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	505 S MAPLE ST, EFFINGHAM, IL 62401-2847
Transaction Type	Mortgage
Record Updated	Nov 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3597/1
Date	Aug 6, 2020
Book Page	3597/1
Instrument	202020004258

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 505 S Maple St was $3,141.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00	$55,690 Land $16,460 Building $39,230	$167,070 Land $49,380 Building $117,690
2022	$2,826.00	$42,220 Land $12,480 Building $29,740	$126,660 Land $37,440 Building $89,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 505 S Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 505 S Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Wabash Communications, Wisper ISP.

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