601 S Maple St, Effingham, IL 62401 Property Records

Effingham County property record for 601 S Maple St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,128 sqft · built 1943
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jan 2026)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-16-039-069`

Property Details

APN / Parcel Number

Primary APN	`03-16-039-069`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Base Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	601 S MAPLE ST
City	EFFINGHAM
State	IL
Zip	62401-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 60FT OF E 100FT BLK 26 ADD A TO WESTERN ADD A.K.A. E 100FT LOT 1 & E 100FT OF N 10FT LOT 2 NANCY J WATSON'S SUBD OF BLK 26
Legal Subdivision	WESTERN ADDITION
Legal Block	26,26
Legal Lot Number	1-2
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2011
Census Tract	950800

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 S MAPLE ST, EFFINGHAM, IL 62401-2612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Dec 28, 2018	Intrafamily Transfer, Transfer TITLE PROFESSIONALS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Jan 17, 2014 · Amount on Record
Deed Document Number	202625
Prior Transfer Date	Jan 18, 2012
Prior Transfer Doc	002809/001
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 5, 2026
Property Address	601 S MAPLE ST, EFFINGHAM, IL 62401-2612
Document Number	202626000025
Map Reference	MB 29 PG 13
Instrument Date	Dec 23, 2025
Instrument	202626000025
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	THE TITLE CENTER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 S MAPLE ST, EFFINGHAM, IL 62401-2612

Mortgage

Document Number	202626000026
Date	Jan 5, 2026
Instrument	202626000026

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

Mortgage

Document Number	202626000027
Date	Jan 5, 2026
Instrument	202626000027

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	111 E WACKER DR STE 1000, CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 28, 2018
Property Address	601 S MAPLE ST, EFFINGHAM, IL 62401-2612
Document Number	003438/114
Book / Page	3438 / 114
Instrument Date	Dec 13, 2018
Instrument	201801805425
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	TITLE PROFESSIONALS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	15124 HAVEN CV, GULFPORT, MS 39503-3877

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 (-8.15%)	$29,960 (+9.99%) Land $7,490 Building $22,470	$89,880 (+9.99%) Land $22,470 Building $67,410
2024	$1,840.00 (+21.05%)	$27,240 (+19.89%) Land $6,810 Building $20,430	$81,720 (+19.89%) Land $20,430 Building $61,290
2022	$1,520.00	$22,720 Land $5,680 Building $17,040	$68,160 Land $17,040 Building $51,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Wabash Communications, Wisper ISP.

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