108 S Maple St, Effingham, IL 62401 Property Records

Effingham County property record for 108 S Maple St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1,002 sqft · built 1928
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$427,500 (Jul 2024)
Tax Bill$2,541 (2025)
Flood ZoneZone X (minimal risk)
APN03-16-030-055

Property Details

APN / Parcel Number

Primary APN03-16-030-055

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area1,002 sqft Base Area
1st Floor Area1,002 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage Area216 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address108 S MAPLE ST
CityEFFINGHAM
StateIL
Zip62401-2458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 9 & 10 WESTERN ADD 986/102
Legal SubdivisionWESTERN ADDITION
Legal Tract1
Legal Lot Number9-10
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1038
Census Tract950800

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 S MAPLE ST, EFFINGHAM, IL 62401-2458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2024 · Amount on Record
Deed SaleJul 24, 2024 · Amount on Record
Deed Document Number20242358
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,541.00 (+67.06%)$51,050 (+31.88%) Land $9,820 Building $41,230$153,150 (+31.88%) Land $29,460 Building $123,690
2022$1,521.00 Homeowner's exemption Senior Citizen's exemption$38,710 Land $7,450 Building $31,260$116,130 Land $22,350 Building $93,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Fidium Fiber
DSL
500 / 75
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: AT&T, Wabash Communications, Wisper ISP.

Nearby Properties on S Maple St

Nearby Streets

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