Effingham County property record for 105 S Maple St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,255 sqft · built 1956 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $48,500 (Sep 2007) |
| Tax Bill | $3,967 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-030-054 |
| Primary APN | 03-16-030-054 |
|---|
| Building Area | 1,255 sqft Base Area |
|---|---|
| 1st Floor Area | 1,255 sqft |
| Basement Area | 1,255 sqft |
| Unfinished Basement | 1,255 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Street Address | 105 S MAPLE ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 50FT OF S 124FT BLK 5 WESTERN ADD 2348/171 2348/168 2308/207 876/3 |
| Legal Subdivision | WESTERN ADDITION |
| Legal Block | 5 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950800 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 S MAPLE ST, EFFINGHAM, IL 62401-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2007 · Amount on Record |
| Deed Sale | Sep 17, 2007 · Amount on Record |
| Prior Sale | Sep 17, 2007 · Amount on Record |
| Deed Document Number | 2007704735 |
| Deed Book / Page | 2348 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 105 S MAPLE ST, EFFINGHAM, IL 62401-2421 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003589/329 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 3589/329 |
| Instrument | 202020003840 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 14, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,967.00 (+11.15%) | $70,320 (+31.91%) Land $16,280 Building $54,040 | $210,960 (+31.91%) Land $48,840 Building $162,120 |
| 2022 | $3,569.00 | $53,310 Land $12,340 Building $40,970 | $159,930 Land $37,020 Building $122,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: AT&T, Wabash Communications, Wisper ISP.
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