505 Laurel Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 505 Laurel Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,368 sqft · built 1994
Lot Size	0.231 acres (10,079 sqft)
Owner	Trust Name on File
Tax Bill	$5,263 (2024)
Deeds & Mortgages	Jan 2022 Transfer Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-11-457-019`

Property Details

APN / Parcel Number

Primary APN	`28-22-11-457-019`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	3,408 sqft
Basement Area	1,368 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	10,079 sqft (0.231 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	462 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	505 LAUREL DR
City	SAINT JOSEPH
State	IL
Zip	61873-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 133 WOODARDS CRESTWOOD SUB 5TH ADD
Legal Range	10E
Legal Township	19N
Legal Section	11
Legal Subdivision	WOODARDS CRESTWOOD SUB 5TH ADD
Legal Lot Number	133
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2027
Census Tract	10701

Owner

505 Laurel Dr is owner-occupied and held in a trust since January 2022.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	505 LAUREL DR, SAINT JOSEPH, IL 61873-9405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Intrafamily Transfer, Transfer ATTORNEY
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 19, 2022
Transfer Doc	0000001723
Record Updated	Jun 8, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 26, 2022
Property Address	505 LAUREL DR, SAINT JOSEPH, IL 61873-9405
Document Number	0000001723
Instrument Date	Jan 19, 2022
Instrument	2022R01723
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 LAUREL DR, SAINT JOSEPH, IL 61873-9405

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	505 LAUREL DR, SAINT JOSEPH, IL 61873-9405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004678
Date	Mar 25, 2020
Instrument	2020R04678

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,030 Land $15,850 Building $76,180	$276,090 Land $47,550 Building $228,540
2024	$5,263.00
2022	$4,962.00 Homeowner's exemption	$73,450 Land $12,650 Building $60,800	$220,350 Land $37,950 Building $182,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 505 Laurel Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Volo.net Internet+Tech Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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