501 Laurel Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 501 Laurel Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,600 sqft · built 1994
Lot Size	0.23 acres (10,020 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Jun 2019)
Tax Bill	$4,970 (2024)
Deeds & Mortgages	Jun 2019 Line of Credit Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-11-457-021`

Property Details

APN / Parcel Number

Primary APN	`28-22-11-457-021`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	3,860 sqft
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	10,020 sqft (0.23 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	501 LAUREL DR
City	SAINT JOSEPH
State	IL
Zip	61873-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 131 WOODARDS CRESTWOOD SUB 5TH ADD
Legal Range	10E
Legal Township	19N
Legal Section	11
Legal Subdivision	WOODARDS CRESTWOOD SUB 5TH ADD
Legal Lot Number	131
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2027
Census Tract	10701

Owner

501 Laurel Dr is owned and occupied by an individual who bought it in June 2019.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	501 LAUREL DR, SAINT JOSEPH, IL 61873-9405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit BUSEY BK
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jul 5, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	Jul 5, 2017 · Amount on File
Deed Document Number	20199871
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	501 LAUREL DR, SAINT JOSEPH, IL 61873-9405
Document Number	0000009873
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	FRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 LAUREL DR ST JOSEPH IL 618739405, ST JOSEPH, IL 61873-9405

Mortgage

Document Number	0000009873
Date	Jun 26, 2019
Instrument	9873

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2039

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 26, 2019
Property Address	501 LAUREL DR, SAINT JOSEPH, IL 61873-9405
Document Number	0000009871
Map Reference	MB BB PG 252
Instrument Date	Jun 24, 2019
Instrument	2019R09871
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 LAUREL DR, SAINT JOSEPH, IL 61873-9405

Mortgage

Document Number	0000009872
Date	Jun 26, 2019
Instrument	2019R09872

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Mortgage

Document Number	0000009873
Date	Jun 26, 2019
Instrument	2019R09873

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 5, 2017
Property Address	501 LAUREL DR, SAINT JOSEPH, IL 61873-9405
Document Number	0000012105
Instrument Date	Jun 28, 2017
Instrument	12105
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	501 LAUREL DR ST JOSEPH IL 618739405, ST JOSEPH, IL 61873-9405

Mortgage

Document Number	12106
Date	Jul 5, 2017
Instrument	12106

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,250 Land $15,850 Building $66,400	$246,750 Land $47,550 Building $199,200
2024	$4,970.00
2022	$4,388.00 Homeowner's exemption	$65,650 Land $12,650 Building $53,000	$196,950 Land $37,950 Building $159,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 501 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 501 Laurel Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Volo.net Internet+Tech Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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