Champaign County property record for 504 Laurel Dr, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,228 sqft · built 1994 |
| Lot Size | 0.229 acres (9,956 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (May 2004) |
| Tax Bill | $4,448 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-11-458-005 |
| Primary APN | 28-22-11-458-005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Gross Area | 2,896 sqft |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 1,228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 9,956 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 264 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 504 LAUREL DR |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 158 WOODARDS CRESTWOOD SUB 5TH ADD |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 11 |
| Legal Subdivision | WOODARDS CRESTWOOD SUB 5TH ADD |
| Legal Lot Number | 158 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10701 |
504 Laurel Dr is owned and occupied by an individual who acquired it in September 2014.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 504 LAUREL DR, SAINT JOSEPH, IL 61873-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2004 · Amount on File |
| Deed Sale | May 24, 2004 · Amount on File |
| Deed Document Number | 200415485 |
| Last Transfer Date | Sep 17, 2014 |
| Transfer Doc | 0000017338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 504 LAUREL DR, SAINT JOSEPH, IL 61873-9405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016077 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020R16077 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Municipality | St. Joseph Village |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,280 Land $15,850 Building $58,430 | $222,840 Land $47,550 Building $175,290 | |
| 2024 | $4,448.00 | ||
| 2022 | $3,920.00 Homeowner's exemption | $59,290 Land $12,650 Building $46,640 | $177,870 Land $37,950 Building $139,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 504 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 504 Laurel Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Volo.net Internet+Tech Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Fidium Fiber, Nextlink.
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