Champaign County property record for 508 Laurel Dr, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,676 sqft · built 1994 |
| Lot Size | 0.228 acres (9,936 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,963 (2024) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-11-458-003 |
| Primary APN | 28-22-11-458-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,676 sqft Living Area |
| Gross Area | 3,836 sqft |
| 1st Floor Area | 1,676 sqft |
| Basement Area | 1,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 9,936 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 256 sqft |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 508 LAUREL DR |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 156 WOODARDS CRESTWOOD SUB 5TH ADD |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 11 |
| Legal Subdivision | WOODARDS CRESTWOOD SUB 5TH ADD |
| Legal Lot Number | 156 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10701 |
508 Laurel Dr is owned and occupied by two individuals.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 508 LAUREL DR, SAINT JOSEPH, IL 61873-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 508 LAUREL DR, SAINT JOSEPH, IL 61873-9405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006064 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 2018R06064 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, IL 61873 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Max Rate | 18% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Municipality | St. Joseph Village |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,240 Land $15,850 Building $69,390 | $255,720 Land $47,550 Building $208,170 | |
| 2024 | $2,963.00 | ||
| 2022 | $3,147.00 Homeowner's exemption Senior Citizen's exemption | $68,040 Land $12,650 Building $55,390 | $204,120 Land $37,950 Building $166,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 508 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 508 Laurel Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Volo.net Internet+Tech Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Fidium Fiber, Nextlink.
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