Christian County property record for 503 James St, Billings, MO 65610 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,480 sqft · built 2022 |
| Lot Size | 0.184 acres (7,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,660 (Nov 2023) |
| Tax Bill | $2,965 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-0.2-10-3-1-7.059 |
| Primary APN | 8-0.2-10-3-1-7.059 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 7,999 sqft (0.184 acres) |
| Street Address | 503 JAMES ST |
|---|---|
| City | BILLINGS |
| State | MO |
| Zip | 65610-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 57 WHISPERING HEIGHTS PH 3 |
| Legal Subdivision | WHISPERING HEIGHTS PH 3 |
| Legal Lot Number | 57 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | EAST POLK |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20101 |
Source: Christian County records · APN 8-0.2-10-3-1-7.059
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 JAMES ST, BILLINGS, MO 65610-4202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 02, 2023 | Warranty Deed, Transfer · FHA Mortgage ASSEMBLIES OF GOD CU |
| May 24, 2022 | Warranty Deed, Construction Loan · Construction Mortgage OAKSTAR BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2023 · Amount on Record |
| Deed Sale | Nov 02, 2023 · Amount on Record |
| Prior Sale | May 24, 2022 · Amount on Record |
| Deed Document Number | 202312171 |
| Deed Book / Page | 2023 / 12011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jun 25, 2026 |
| Property Address | 503 JAMES ST, BILLINGS, MO 65610-4202 |
| Document Number | 0000007832 |
| Book / Page | 2026 / 7730 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 20267832 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 503 JAMES ST, BILLINGS, MO 65610-4202 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007832, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 2026/7730 |
| Instrument | 20267832 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 01, 2053 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Nov 02, 2023 |
| Property Address | 503 JAMES ST, BILLINGS, MO 65610-4202 |
| Document Number | 0202312011 |
| Book / Page | 2023 / 12011 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023L12171 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 503 JAMES ST, BILLINGS, MO 65610-4202 |
| Document Number | 2023L12172 |
|---|---|
| Date | Nov 02, 2023 |
| Instrument | 2023L12172 |
| Name | ASSEMBLIES OF GOD CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | May 24, 2022 |
| Property Address | 503 JAMES ST, BILLINGS, MO 65610-4202 |
| Document Number | 0202207649 |
| Book / Page | 2022 / 7649 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022L07731 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 15, 2024 |
| Title Company | GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 389 US HIGHWAY 60 E, REPUBLIC, MO 65738-1955 |
| Document Number | 2022L07732 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022L07732 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Christian County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Billings City |
| Unified School District | Billings R-IV School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,965.00 | $47,200 (-) | $248,400 (-) Land $25,000 Building $223,400 |
| 2023 | $47,200 (+893.68%) | $248,400 (+893.6%) Land $25,000 Building $223,400 | |
| 2022 | $4,750 | ||
| 2021 | $25,000 Land $25,000 |
Source: FEMA National Flood Hazard Layer, Christian County (29043C), updated November 1, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290430201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 36% of the US · above 28% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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