505 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 505 E Main St, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 922 sqft · built 1900
Lot Size0.098 acres (4,305 sqft)
OwnerIndividual Name on File
Last Sale$72,000 (Aug 2018)
Tax Bill$1,620 (2024)
Deeds & MortgagesAug 2018 Mortgage
Aug 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN111531500300

Property Details

APN / Parcel Number

Primary APN111531500300

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area922 sqft Living Area
1st Floor Area384 sqft
Basement Area384 sqft
Game RoomGame Room
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,305 sqft (0.098 acres)
Lot Dimensions123 ft deep x 35 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area148 sqft
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address505 E MAIN ST
CityDECORAH
StateIA
Zip52101-1907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 2/3 LOT 4 BLK 39 ORIG DECORAH
Legal Block39
Legal Lot Number4
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1082
Census Tract950200

Owner

Source: Winneshiek County records · APN 111531500300

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address505 E MAIN ST, DECORAH, IA 52101-1907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2018Deed of Trust, Mortgage
UNIVERSITY OF IOWA CREDIT UNION
Aug 01, 2018Warranty Deed, Transfer
Jun 15, 2017Intrafamily Transfer, Transfer · ARM
DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2018 · Amount on Record
Deed SaleAug 01, 2018 · Amount on Record
Prior SaleJun 15, 2017 · Amount on Record
Deed Document Number000000002181
Deed Book / Page2018 / 2181
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address505 E MAIN ST, DECORAH, IA 52101-1907
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002182
DateAug 01, 2018
Book Page0000002018/0000002182
Instrument000000002182
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
AmountAmount Recorded
Term173 Months
DueJan 01, 2033

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateAug 01, 2018
Property Address505 E MAIN ST, DECORAH, IA 52101-1907
Document Number2018/2181
Book / Page2018 / 2181
Instrument DateJul 27, 2018
Instrument000000002181
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address505 E MAIN ST, DECORAH, IA 52101-1907

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINNESHIEK IA
Recording DateJun 15, 2017
Property Address505 E MAIN ST, DECORAH, IA 52101-1907
Document Number2017/1725
Book / Page2017 / 1725
Instrument DateJun 15, 2017
Instrument20171725
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$82.40
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address505 E MAIN ST, DECORAH, IA 52101-1907

Mortgage

Document Number2017/1726
DateJun 15, 2017
Book Page2017/1726
Instrument2017 1726
Lender
NameDECORAH BANK & TRUST CO
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeARM
AmountAmount Recorded
Term300 Months
DueJun 15, 2042
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateJun 15, 2022
Change Frequency5 Years
Min Rate At Change5.25%
Max Rate At Change7.25%
Index5-Year CMT
Max Rate11.2%

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$109,690 (+13.87%) Land $15,440 Building $94,250$109,690 (+13.87%) Land $15,440 Building $94,250
2024$1,620.00 (+5.06%)
2023$96,330 (+16.17%) Land $15,440 Building $80,890$96,330 (+16.17%) Land $15,440 Building $80,890
2022$1,542.00 Homeowner's exemption$82,920 Land $12,860 Building $70,060
2021$82,920 Land $12,860 Building $70,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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