502 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 502 E Main St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,348 sqft · built 1919
Lot Size	0.155 acres (6,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2025)
Tax Bill	$3,414 (2026)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111531000600`

Property Details

APN / Parcel Number

Primary APN	`111531000600`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Finished Basement	675 sqft
Unfinished Basement	105 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,765 sqft (0.155 acres)
Lot Dimensions	123 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	502 E MAIN ST
City	DECORAH
State	IA
Zip	52101-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 & W 2' OF LOT 9 BLK 42 ORIG DEC
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	DECORAH
Legal Block	42
Legal Lot Number	9,10
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1074
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 JEFFERSON ST, DECORAH, IA 52101-1798
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Sep 7, 2023 · Amount on Record
Deed Document Number	20251612
Deed Book / Page	2025 / 1612
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 30, 2025
Property Address	502 E MAIN ST, DECORAH, IA 52101-1908
Document Number	02025/1612
Book / Page	2025 / 1612
Instrument Date	Jun 27, 2025
Instrument	2025 1612
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	506 JEFFERSON ST, DECORAH, IA 52101-1798

Mortgage

Document Number	0020251613
Date	Jun 30, 2025
Instrument	2025 1613

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 7, 2023
Property Address	502 E MAIN ST, DECORAH, IA 52101-1908
Document Number	02023/2207
Book / Page	2023 / 2207
Instrument Date	Sep 7, 2023
Instrument	2023 2207
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 E MAIN ST, DECORAH, IA 52101-1908

Mortgage

Document Number	0020232208
Date	Sep 7, 2023
Instrument	2023 2208

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	502 E MAIN ST, DECORAH, IA 52101-1908
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3450
Date	Nov 28, 2017
Book Page	2017/3450
Instrument	2017 3450

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 18, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jun 29, 2017
Property Address	502 E MAIN ST, DECORAH, IA 52101-1908
Document Number	02017/1885
Book / Page	2017 / 1885
Instrument Date	Jun 28, 2017
Instrument	2017 1885
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E MAIN ST, DECORAH, IA 52101-1908

Mortgage

Document Number	02017/1886
Date	Jun 29, 2017
Book Page	2017/1886
Instrument	2017 1886

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,414.00	$217,330 (-) Land $24,260 Building $193,070	$217,330 (-) Land $24,260 Building $193,070
2025	$3,414.00 (+1.37%) Homeowner's exemption	$217,330 (+14.9%) Land $24,260 Building $193,070	$217,330 (+14.9%) Land $24,260 Building $193,070
2024	$3,368.00 (+4.53%)
2023		$189,140 (+15.71%) Land $24,260 Building $164,880	$189,140 (+15.71%) Land $24,260 Building $164,880
2022	$3,222.00 Homeowner's exemption	$163,460 Land $20,210 Building $143,250
2021			$163,460 Land $20,210 Building $143,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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